Week 11 FCS Football Top 25: Elite Separation Continues as Playoff Picture Clarifies

The Week 11 slate delivered definitive statements from several championship contenders as the FCS playoff picture continued to gain clarity with just two weeks remaining in the regular season. South Dakota State reasserted its championship credentials with a dominant 38-7 victory over North Dakota, while UC Davis made perhaps the strongest statement of the weekend with an impressive 30-14 road win at Montana. Meanwhile, significant upsets reshaped several conference races, with Lindenwood shocking sixth-ranked Southeast Missouri and Eastern Kentucky continuing its late-season surge by defeating Central Arkansas.

The Colonial Athletic Association experienced the most significant reshuffling, as Delaware handed Rhode Island its first conference loss 24-21, while Richmond survived a scare from Campbell 27-24 to remain the only undefeated team in CAA play. This chaos has created a fascinating logjam at the top of the conference standings, with Richmond (6-0) now holding a one-game lead over Rhode Island, Delaware, Stony Brook, and Villanova (all 5-1). The Delaware victory is particularly impactful as the Blue Hens, despite their strong record, are ineligible for the FCS playoffs due to their impending FBS transition.

The Week 11 results have created clear separation between the elite championship contenders and the rest of the subdivision, with North Dakota State, Montana State, South Dakota State, UC Davis, and South Dakota establishing themselves as the clear favorites heading into the final two weeks. The Missouri Valley Football Conference and Big Sky have solidified their positions as the premier conferences in the subdivision, combining to place seven teams in our top 10. As Selection Sunday approaches on November 24, the race for conference championships and playoff positioning intensifies, with several pivotal matchups looming in Week 12.

The Elite Tier: Championship Favorites

1. North Dakota State Bison (9-1, 6-0 MVFC) [Previous: 1]

North Dakota State maintained its top ranking during a bye week, benefiting from additional preparation time before hosting upstart Missouri State in Week 12. The Bison have firmly established themselves as the FCS team to beat, with nine consecutive victories since their season-opening loss to Colorado State. Their dominance has been particularly apparent during conference play, where they've outscored MVFC opponents by an average margin of 35.8 to 13.0 points per game.

Head coach Matt Entz's program continues to demonstrate the physical, fundamentally sound approach that has defined their dynasty. Their defense has been nearly impenetrable during conference play, limiting opponents to just 105.8 rushing yards per game while generating consistent pressure on opposing quarterbacks. The Bison's balanced offensive approach, led by quarterback Cam Miller's steady leadership, gives them multiple ways to attack defenses while controlling tempo throughout games.

North Dakota State hosts Missouri State in Week 12 in what unexpectedly looms as a potential conference championship showdown, as the Bears have emerged as one of the FCS's hottest teams with eight consecutive victories. Despite Missouri State's playoff ineligibility due to their impending FBS transition, this matchup represents the Bison's most significant remaining challenge before the postseason. With their championship pedigree and consistent execution, NDSU remains the clear favorite for the top overall seed in the FCS playoffs.

2. Montana State Bobcats (10-0, 6-0 Big Sky) [Previous: 2]

Montana State continued its perfect season with a dominant 49-7 victory over Sacramento State, extending the program's winning streak to 10 games and setting up a potential Big Sky championship showdown with UC Davis. Quarterback Tommy Mellott orchestrated another efficient offensive performance, as the Bobcats amassed over 500 total yards against a typically competitive Hornets squad. The victory keeps Montana State firmly positioned for both the Big Sky's automatic bid and the second overall seed in the FCS playoffs.

Head coach Brent Vigen's program continues to demonstrate remarkable balance on both sides of the ball. Their offense has now scored 40+ points in seven of their ten games, showcasing explosiveness while maintaining efficiency. Defensively, the Bobcats limited Sacramento State to just 243 total yards while forcing multiple turnovers. Their dominance in all three phases has become a hallmark of their perfect season, with special teams consistently providing strong field position and scoring opportunities.

Montana State hosts UC Davis in Week 12 in what shapes up as the most significant regular season matchup in the FCS this weekend, as the Aggies enter with a 9-1 record and impressive 30-14 victory over Montana in Week 11. The winner secures the inside track to the Big Sky's automatic bid and likely a top-two seed in the FCS playoffs. With their perfect record and consistent excellence in all phases, the Bobcats remain firmly positioned as championship favorites regardless of this outcome.

3. South Dakota State Jackrabbits (8-2, 5-1 MVFC) [Previous: 3]

South Dakota State delivered perhaps its most complete performance of the season with a dominant 38-7 victory over North Dakota, reasserting its championship credentials while severely damaging the Fighting Hawks' playoff hopes. The Jackrabbits were relentless on both sides of the ball, amassing 452 total yards on offense while limiting North Dakota to just 226 yards. The comprehensive victory keeps SDSU firmly in the MVFC championship conversation despite their earlier loss to North Dakota State.

The two-time defending national champions continue to demonstrate elite execution in all three phases, with quarterback Mark Gronowski leading an efficient offensive attack that scored on six consecutive possessions against North Dakota. Running back Angel Johnson has emerged as a consistent playmaker, providing balance alongside Gronowski's dual-threat capabilities. Defensively, SDSU was dominant against the run, limiting the Fighting Hawks to just 3.0 yards per rush while generating consistent pressure on quarterback Simon Romfo.

South Dakota State hosts Western Illinois in Week 12 before their regular season finale against Southern Illinois on November 23. The Jackrabbits remain positioned for a potential top-four seed in the FCS playoffs, which would provide home-field advantage through the quarterfinals. Their championship pedigree and improving play make them dangerous in both regular-season and playoff contexts, with many observers considering them the team most capable of challenging North Dakota State's championship aspirations.

4. UC Davis Aggies (9-1, 5-0 Big Sky) [Previous: 4]

UC Davis made perhaps the most significant statement of Week 11 with an impressive 30-14 road victory at seventh-ranked Montana, solidifying their championship credentials while extending their winning streak to nine games. Quarterback Miles Hastings continued his outstanding season, passing for 287 yards and three touchdowns while the Aggies' defense limited Montana's typically explosive offense to just 14 points. The victory sets up a potential Big Sky championship showdown with Montana State in Week 12.

Head coach Tim Plough has engineered one of the most remarkable turnarounds in the FCS, transforming the Aggies from a 6-5 team last season into legitimate national championship contenders. Their offense has established remarkable consistency, scoring 30+ points in eight of their nine consecutive victories. Defensively, UC Davis has shown significant improvement throughout the season, particularly against the run, forcing opponents into challenging passing situations.

UC Davis travels to Montana State in Week 12 for what shapes up as the most significant regular season matchup in the FCS this weekend. The winner secures the inside track to the Big Sky's automatic bid and likely a top-two seed in the FCS playoffs. With their impressive victory over Montana and consistently excellent play on both sides of the ball, the Aggies have firmly established themselves as legitimate national championship contenders heading into the season's final weeks.

5. South Dakota Coyotes (7-2, 5-1 MVFC) [Previous: 5]

South Dakota delivered another dominant performance with a 49-0 shutout of Indiana State, extending the program's home winning streak while maintaining position in the Missouri Valley Football Conference race. The Coyotes were relentless on both sides of the ball, amassing 487 total yards on offense while limiting Indiana State to just 126 yards. The comprehensive victory keeps South Dakota firmly in the MVFC championship conversation despite their earlier overtime loss to South Dakota State.

Head coach Bob Nielson's program continues to demonstrate remarkable balance on both sides of the ball. Their offense has now scored 49+ points in four games this season, showcasing explosiveness while maintaining efficiency. Quarterback Aidan Bouman continued his steady leadership, passing for multiple touchdowns before reserves took over in the second half. Defensively, the Coyotes recorded their second shutout of the season, generating consistent pressure while limiting explosive plays.

South Dakota travels to Youngstown State in Week 12 before their regular season finale against Murray State on November 23. The Coyotes remain positioned for a potential top-eight seed in the FCS playoffs, which would provide a first-round bye and home-field advantage in the second round. Their balanced approach and dominant performances make them dangerous in both regular-season and playoff contexts, with their only FCS loss coming against South Dakota State in overtime.

Championship Contenders

6. Mercer Bears (9-1, 5-1 SoCon) [Previous: 10]

Mercer secured its first Southern Conference championship since 1932 with a dominant 34-0 victory over VMI, clinching the league's automatic bid to the FCS playoffs while extending their winning streak to five games. The Bears' defense delivered perhaps its most impressive performance of the season, limiting VMI to just 142 total yards while recording the program's first shutout since 2018. The comprehensive victory solidifies Mercer's position as a legitimate national championship contender.

Head coach Mike Jacobs has engineered a remarkable turnaround in his first season at the helm, transforming the Bears from a 7-4 team last season into conference champions. Their offense has established impressive consistency behind quarterback Lance Wise's steady leadership, while their defense has emerged as one of the most dominant units in the FCS, allowing just 15.9 points per game against FCS competition.

Mercer travels to Chattanooga in Week 12 before their regular season finale against Furman on November 23. As the first team to officially clinch a playoff bid, the Bears have positioned themselves for a potential top-eight seed, which would provide a first-round bye and home-field advantage in the second round. Their balanced approach and championship pedigree make them dangerous in both regular-season and playoff contexts.

7. Incarnate Word Cardinals (8-2, 4-0 Southland) [Previous: 8]

Incarnate Word continued its impressive Southland Conference campaign with a dominant 41-20 victory over Lamar, extending their conference winning streak while cementing their position atop the standings. Quarterback Zach Calzada delivered another efficient performance, passing for multiple touchdowns while the Cardinals' ground game provided effective balance. The comprehensive victory keeps UIW firmly on track for the Southland's automatic bid to the FCS playoffs.

Head coach Clint Killough's program continues to demonstrate remarkable offensive explosiveness, having scored 40+ points in five of their last six games. Their diverse passing attack, led by Calzada's steady leadership, creates matchup problems for opposing defenses, while their improved ground game provides essential balance. Defensively, the Cardinals have shown significant improvement throughout the season, limiting opponents to 23.0 points per game during their winning streak.

Incarnate Word hosts Southeastern Louisiana in Week 12 before their regular season finale against McNeese on November 23. The Cardinals remain firmly positioned for the Southland's automatic bid to the FCS playoffs and have built a strong case for a potential top-eight seed. Their offensive firepower makes them dangerous in both regular-season and playoff contexts, with the potential to challenge any defense in the subdivision.

8. Idaho Vandals (7-3, 4-2 Big Sky) [Previous: 9]

Idaho secured a crucial conference victory with an impressive 39-30 win over Portland State, maintaining their position in the Big Sky championship conversation and bolstering their playoff resume. Quarterback Jack Layne continued his steady leadership, passing for multiple touchdowns while the Vandals' ground game provided effective balance. The hard-fought victory keeps Idaho firmly in contention for an at-large playoff berth despite their earlier conference setbacks.

Head coach Jason Eck's program continues to demonstrate remarkable resilience, having rebounded from early-season setbacks to position themselves favorably for the postseason. Their offense has found consistency behind Layne's steady leadership, while their defense, despite occasional vulnerabilities, continues to make plays in critical situations. The Vandals' balanced offensive approach has been particularly effective in recent weeks, with multiple playmakers emerging as reliable contributors.

Idaho hosts Northern Colorado in Week 12 before their regular season finale against Eastern Washington on November 23. The Vandals remain positioned for a potential playoff seed, which would provide home-field advantage in the opening round. Their physical style and balanced approach make them dangerous in both regular-season and playoff contexts, particularly if their defense continues its recent improvement.

9. Richmond Spiders (8-2, 6-0 CAA) [Previous: 13]

Richmond survived a significant scare from Campbell, needing a late field goal to secure a 27-24 victory and remain perfect in Colonial Athletic Association play. Kicker Andrew Lopez delivered in the clutch, connecting on the game-winner with just seconds remaining to extend the Spiders' conference winning streak to six games. The hard-fought victory, coupled with Rhode Island's loss to Delaware, gives Richmond sole possession of first place in the CAA standings with two weeks remaining.

Head coach Russ Huesman's program continues to demonstrate remarkable resilience in pressure situations, having won four games by single digits during their conference winning streak. Their defense, which has been the team's strength throughout the season, made critical stops when needed most against Campbell. The Spiders' balanced offensive approach, led by quarterback Kyle Wickersham's steady leadership, provides multiple ways to attack defenses while controlling tempo throughout games.

Richmond hosts New Hampshire in Week 12 before their potentially decisive regular season finale against Rhode Island on November 23. The Spiders control their destiny for the CAA's automatic bid to the FCS playoffs and have positioned themselves for a potential top-eight seed. Their experience in close games and defensive excellence make them dangerous in both regular-season and playoff contexts.

10. Villanova Wildcats (8-2, 5-1 CAA) [Previous: 12]

Villanova secured a dominant 31-3 victory over North Carolina A&T, extending their winning streak to three games while maintaining position in the competitive Colonial Athletic Association race. Quarterback Connor Watkins continued his efficient play, passing for multiple touchdowns while the Wildcats' defense limited the Aggies to just 212 total yards. The comprehensive victory keeps Villanova firmly in the CAA championship conversation despite their earlier loss to Richmond.

Head coach Mark Ferrante's program continues to demonstrate remarkable balance on both sides of the ball. Their defense has been particularly impressive during their winning streak, limiting opponents to just 7.7 points per game while generating multiple turnovers. The Wildcats' balanced offensive approach has been effective throughout the season, with running back TD Ayo-Durojaiye providing consistent production alongside Watkins' steady leadership.

Villanova hosts Elon in Week 12 before their regular season finale against Hampton on November 23. The Wildcats remain in contention for the CAA's automatic bid to the FCS playoffs, needing Richmond to lose one of their final two games. Their balanced approach and defensive excellence make them dangerous in both regular-season and playoff contexts, with the potential to secure a high seed regardless of the automatic bid.

Playoff Contenders

11. Rhode Island Rams (8-2, 5-1 CAA) [Previous: 11]

Rhode Island suffered its first Colonial Athletic Association loss of the season, falling 24-21 to Delaware in a physical, hard-fought contest. The Rams' normally reliable offense struggled to establish consistency against the Blue Hens' stingy defense, generating just 342 total yards while converting only 4-of-13 third-down opportunities. The defeat damages Rhode Island's CAA championship hopes, though they remain firmly in contention for an at-large playoff berth.

Head coach Jim Fleming's program had established themselves as clear CAA favorites before the setback, but now face a more challenging path to the conference's automatic bid. Their offense, which had averaged 35.2 points per game during their eight-game winning streak, was limited to just 21 points by Delaware. Defensively, the Rams surrendered several explosive plays that proved decisive in the three-point defeat.

Rhode Island hosts Maine in Week 12 before their potentially decisive regular season finale at Richmond on November 23. While no longer controlling their destiny for the automatic bid, the Rams remain well-positioned for an at-large playoff berth and potential seed. Their balanced approach and experience make them dangerous in both regular-season and playoff contexts despite this setback.

12. Illinois State Redbirds (7-3, 4-2 MVFC) [Previous: 18]

Illinois State secured a dominant 31-9 victory over Northern Iowa, bolstering their playoff resume while severely damaging the Panthers' postseason hopes. Quarterback Tommy Rittenhouse continued his efficient play, passing for multiple touchdowns while the Redbirds' defense limited Northern Iowa to just 265 total yards. The comprehensive victory significantly enhances Illinois State's at-large playoff positioning with two weeks remaining in the regular season.

Head coach Brock Spack's program continues to demonstrate remarkable balance on both sides of the ball. Their defense has been particularly impressive in recent weeks, limiting opponents to just 16.3 points per game over their last three contests. The Redbirds' balanced offensive approach has been effective throughout the season, with multiple playmakers emerging as reliable contributors alongside Rittenhouse's steady leadership.

Illinois State travels to Western Illinois in Week 12 before their regular season finale against Southern Illinois on November 23. The Redbirds remain firmly in contention for an at-large playoff berth and have positioned themselves for a potential home game in the opening round. Their physical style and balanced approach make them dangerous in both regular-season and playoff contexts.

13. Stony Brook Seawolves (8-2, 5-1 CAA) [Previous: 17]

Stony Brook secured its fifth consecutive victory with a convincing 24-6 win over UAlbany, continuing its remarkable second-half surge while maintaining position in the competitive Colonial Athletic Association race. Quarterback Tyler Ridder continued his efficient play, passing for multiple touchdowns while the Seawolves' defense limited the Great Danes to just 223 total yards. The comprehensive victory keeps Stony Brook firmly in the CAA championship conversation despite their earlier loss to Richmond.

Head coach Chuck Cosh's program continues to demonstrate remarkable resilience, having rebounded from early-season setbacks to position themselves favorably for the postseason. Their defense has been particularly impressive during their winning streak, limiting opponents to just 15.8 points per game while generating multiple turnovers. The Seawolves' balanced offensive approach has been effective throughout their surge, with multiple playmakers emerging as reliable contributors.

Stony Brook hosts Hampton in Week 12 before their regular season finale against Delaware on November 23. The Seawolves remain in contention for the CAA's automatic bid to the FCS playoffs, needing Richmond to lose both of their final two games. Their balanced approach and defensive excellence make them dangerous in both regular-season and playoff contexts, with the potential to secure an at-large berth regardless of the automatic bid.

14. Tarleton State Texans (8-2, 4-1 UAC) [Previous: 14]

Tarleton State rebounded from its first FCS loss of the season with an impressive 38-21 victory over Division II West Georgia, maintaining momentum heading into the crucial final weeks of the regular season. Quarterback Victor Gabalis returned to form, passing for multiple touchdowns while the Texans' ground game provided effective balance. The non-conference victory keeps Tarleton State firmly in contention for an at-large playoff berth despite their earlier loss to Eastern Kentucky.

Head coach Todd Whitten's program continues to demonstrate remarkable offensive consistency, having scored 30+ points in eight of their ten games this season. Their diverse passing attack, led by Gabalis's steady leadership, creates matchup problems for opposing defenses, while their improved ground game provides essential balance. Defensively, the Texans have shown improvement throughout the season, generating consistent pressure while limiting explosive plays.

Tarleton State hosts Utah Tech in Week 12 before their regular season finale against Austin Peay on November 23. The Texans remain in contention for the United Athletic Conference's automatic bid to the FCS playoffs, needing Abilene Christian to lose one of their final two games. Their offensive firepower makes them dangerous in both regular-season and playoff contexts, with the potential to secure an at-large berth regardless of the automatic bid.

15. Abilene Christian Wildcats (7-3, 5-1 UAC) [Previous: 15]

Abilene Christian survived a significant scare from Austin Peay, edging the Governors 35-34 to maintain their position atop the United Athletic Conference standings. The Wildcats demonstrated remarkable resilience, overcoming a fourth-quarter deficit while their defense made critical stops in the final minutes. The hard-fought victory keeps ACU firmly on track for the UAC's automatic bid to the FCS playoffs with two weeks remaining in the regular season.

Head coach Keith Patterson's program continues to demonstrate impressive offensive consistency, having scored 30+ points in seven of their ten games this season. Their diverse passing attack, led by quarterback Maverick McIvor's steady leadership, creates matchup problems for opposing defenses, while their improved ground game provides essential balance. Defensively, the Wildcats have shown improvement throughout the season, particularly in critical situations.

Abilene Christian hosts North Alabama in Week 12 before their regular season finale against Central Arkansas on November 23. The Wildcats control their destiny for the UAC's automatic bid to the FCS playoffs, with their head-to-head victory over Tarleton State providing a crucial tiebreaker. Their offensive firepower makes them dangerous in both regular-season and playoff contexts, with the potential to secure a home game in the opening round.

16. Eastern Kentucky Colonels (8-2, 4-1 UAC) [Previous: 19]

Eastern Kentucky secured another signature victory with a 31-24 upset of 16th-ranked Central Arkansas, extending their winning streak to four games while bolstering their playoff resume. The Colonels demonstrated remarkable balance on both sides of the ball, generating 412 total yards on offense while their defense made critical stops in the fourth quarter. The impressive victory firmly establishes Eastern Kentucky as legitimate contenders in both the United Athletic Conference race and national playoff picture.

Head coach Walt Wells has engineered one of the most impressive turnarounds in the FCS, transforming the Colonels from a 5-6 team last season into legitimate playoff contenders. Their offense has found consistency behind quarterback Parker McKinney's steady leadership, while their defense has shown significant improvement throughout the season, particularly against the run. The Colonels' balanced offensive approach has been effective throughout their winning streak, with multiple playmakers emerging as reliable contributors.

Eastern Kentucky travels to Southern Utah in Week 12 before their regular season finale against Tarleton State on November 23. The Colonels remain in contention for the UAC's automatic bid to the FCS playoffs, needing Abilene Christian to lose one of their final two games. Their balanced approach and recent signature victories make them dangerous in both regular-season and playoff contexts, with the potential to secure an at-large berth regardless of the automatic bid.

17. Montana Grizzlies (7-3, 3-2 Big Sky) [Previous: 7]

Montana suffers a significant drop in our rankings following their disappointing 30-14 home loss to UC Davis, a defeat that severely damages their Big Sky championship hopes. The Grizzlies struggled to establish offensive consistency against the Aggies' disciplined defense, generating just 312 total yards while converting only 4-of-13 third-down opportunities. The setback leaves Montana firmly on the playoff bubble, with their remaining games taking on even greater significance.

Head coach Bobby Hauck's program had established themselves as legitimate championship contenders before this defeat, with impressive victories over Idaho and Missouri State highlighting their resume. Their offense, which had shown significant improvement in recent weeks, struggled to generate explosive plays against UC Davis's stingy defense. Defensively, the Grizzlies surrendered several critical third-down conversions that allowed the Aggies to maintain possession and control tempo.

Montana travels to Sacramento State in Week 12 before their regular season finale against Montana State in the Brawl of the Wild on November 23. The Grizzlies remain firmly in contention for an at-large playoff berth despite this setback, though their path to a potential seed has become significantly more challenging. Their remaining games take on must-win significance, with their rivalry matchup against Montana State potentially determining their playoff fate.

18. UT Martin Skyhawks (7-3, 5-1 Big South-OVC) [Previous: Unranked]

UT Martin enters our rankings following their impressive 40-14 victory over Charleston Southern, extending their winning streak to five games while maintaining position in the competitive Big South-OVC Association race. Quarterback Kinkead Dent continued his efficient play, passing for multiple touchdowns while the Skyhawks' ground game provided effective balance. The comprehensive victory firmly establishes UT Martin as legitimate contenders for the conference's automatic bid to the FCS playoffs.

Head coach Jason Simpson has built a program known for consistency and disciplined play, with the Skyhawks demonstrating remarkable balance on both sides of the ball. Their offense has averaged 38.4 points per game during their winning streak, showcasing explosiveness while maintaining efficiency. Defensively, UT Martin has limited opponents to just 18.4 points per game during their surge, generating consistent pressure while limiting explosive plays.

UT Martin hosts Eastern Illinois in Week 12 before their regular season finale against Tennessee Tech on November 23. The Skyhawks remain firmly in contention for the Big South-OVC's automatic bid to the FCS playoffs, controlling their destiny for at least a share of the conference championship. Their balanced approach and momentum make them dangerous in both regular-season and playoff contexts.

19. Harvard Crimson (7-1, 4-0 Ivy) [Previous: 24]

Harvard secured its sixth consecutive victory with a convincing 26-6 win over Columbia, maintaining its perfect Ivy League record while extending the program's winning streak. Quarterback Charlie Dean continued his efficient play, passing for multiple touchdowns while the Crimson's defense limited Columbia to just 215 total yards. The comprehensive victory firmly establishes Harvard as the team to beat in the Ivy League race with two weeks remaining.

Head coach Andrew Aurich has quickly established his program as championship contenders in his first season at the helm, with the Crimson demonstrating remarkable balance on both sides of the ball. Their offense has averaged 31.6 points per game, showcasing explosiveness while maintaining efficiency. Defensively, Harvard has limited opponents to just 17.5 points per game, generating consistent pressure while limiting explosive plays.

Harvard travels to Penn in Week 12 before their regular season finale against Yale in The Game on November 23. The Crimson control their destiny for the Ivy League championship, with their balanced approach and momentum making them favorites in the conference race. While Ivy League programs aren't eligible for the FCS playoffs, Harvard has established itself as one of the top teams in the subdivision regardless of postseason opportunities.

20. Chattanooga Mocs (6-4, 5-1 SoCon) [Previous: 23]

Chattanooga secured its fifth consecutive Southern Conference victory with a convincing 31-7 win over The Citadel, maintaining position in the conference race despite Mercer's championship clinching. Quarterback Chase Artopoeus continued his efficient play, passing for multiple touchdowns while the Mocs' defense limited The Citadel to just 237 total yards. The comprehensive victory keeps Chattanooga firmly in contention for an at-large playoff berth with two weeks remaining.

Head coach Rusty Wright's program continues to demonstrate remarkable resilience, having rebounded from an 0-3 start to position themselves favorably for the postseason. Their defense has been particularly impressive during their conference winning streak, limiting SoCon opponents to just 16.0 points per game while generating multiple turnovers. The Mocs' balanced offensive approach has been effective throughout their surge, with multiple playmakers emerging as reliable contributors.

Chattanooga hosts Mercer in Week 12 before their regular season finale against Wofford on November 23. The Mocs remain firmly in contention for an at-large playoff berth despite Mercer securing the SoCon's automatic bid. Their balanced approach and momentum make them dangerous in both regular-season and playoff contexts, with their remaining games taking on must-win significance.

Final Top 25 Spots

21. Northern Arizona Lumberjacks (7-3, 4-2 Big Sky) [Previous: 25]

Northern Arizona secured its fourth consecutive victory with a convincing 31-14 win over Cal Poly, continuing its late-season surge while bolstering its playoff resume. Quarterback Ty Pennington continued his efficient play, passing for multiple touchdowns while the Lumberjacks' ground game provided effective balance. The comprehensive victory firmly establishes Northern Arizona as legitimate contenders for an at-large playoff berth with two weeks remaining.

Head coach Brian Wright has engineered one of the most impressive turnarounds in the FCS, transforming a program that went 5-6 last season into potential playoff contenders. Their offense has found consistency behind Pennington's steady leadership, while their defense has shown significant improvement throughout the season, particularly against the run. The Lumberjacks' balanced offensive approach has been effective throughout their winning streak, with multiple playmakers emerging as reliable contributors.

Northern Arizona travels to Weber State in Week 12 before their regular season finale against Northern Colorado on November 23. The Lumberjacks remain firmly in contention for an at-large playoff berth, with their remaining games taking on must-win significance. Their balanced approach and momentum make them dangerous in both regular-season and playoff contexts.

22. ETSU Buccaneers (6-4, 4-2 SoCon) [Previous: Unranked]

ETSU enters our rankings following their impressive 24-21 victory over previously ranked Western Carolina, extending their winning streak to three games while bolstering their playoff resume. The Buccaneers demonstrated remarkable resilience, overcoming a fourth-quarter deficit while their defense made critical stops in the final minutes. The hard-fought victory firmly establishes ETSU as legitimate contenders for an at-large playoff berth with two weeks remaining.

Head coach George Quarles has built a program known for physical, fundamentally sound football, with the Buccaneers demonstrating remarkable balance on both sides of the ball. Their defense has been particularly impressive during their winning streak, limiting opponents to just 17.7 points per game while generating multiple turnovers. ETSU's balanced offensive approach has been effective throughout their surge, with quarterback Baron May providing steady leadership.

ETSU travels to Wofford in Week 12 before their regular season finale against The Citadel on November 23. The Buccaneers remain firmly in contention for an at-large playoff berth despite Mercer securing the SoCon's automatic bid. Their balanced approach and momentum make them dangerous in both regular-season and playoff contexts, with their remaining games taking on must-win significance.

23. South Carolina State Bulldogs (7-2, 3-0 MEAC) [Previous: Unranked]

South Carolina State enters our rankings following their dominant 38-14 victory over Howard, extending their conference winning streak while cementing their position atop the MEAC standings. Quarterback Eric Phoenix continued his outstanding season, accounting for multiple touchdowns while the Bulldogs' defense limited Howard to just 245 total yards. The comprehensive victory firmly establishes South Carolina State as favorites for the MEAC's bid to the Celebration Bowl.

Head coach Chennis Berry has engineered a remarkable turnaround in his first season at the helm, transforming the Bulldogs from a 5-6 team last season into conference championship contenders. Their offense has found consistency behind Phoenix's steady leadership, while their defense has emerged as one of the most dominant units in the MEAC, allowing just 16.8 points per game against conference competition.

South Carolina State hosts Morgan State in Week 12 before their regular season finale against Norfolk State on November 23. The Bulldogs control their destiny for the MEAC's bid to the Celebration Bowl, with their balanced approach and momentum making them favorites in the conference race. While MEAC champions aren't eligible for the FCS playoffs, South Carolina State has established itself as one of the top teams in HBCU football.

24. Duquesne Dukes (7-2, 5-0 NEC) [Previous: 25]

Duquesne secured its sixth consecutive victory with a convincing 31-6 win over Robert Morris, maintaining its perfect Northeast Conference record while extending the program's winning streak. Quarterback Darius Perrantes continued his efficient play, passing for multiple touchdowns while the Dukes' defense limited Robert Morris to just 237 total yards. The comprehensive victory firmly establishes Duquesne as the team to beat in the NEC race with two weeks remaining.

Head coach Jerry Schmitt has built a program known for consistency and disciplined play, with the Dukes demonstrating remarkable balance on both sides of the ball. Their defense has been particularly impressive during their conference winning streak, limiting NEC opponents to just 16.8 points per game while generating multiple turnovers. Duquesne's balanced offensive approach has been effective throughout their surge, with multiple playmakers emerging as reliable contributors.

Duquesne travels to Sacred Heart in Week 12 before their regular season finale against LIU on November 23. The Dukes control their destiny for the NEC's automatic bid to the FCS playoffs, with their balanced approach and momentum making them favorites in the conference race. Their defensive excellence and consistent execution make them dangerous in both regular-season and playoff contexts.

25. Jackson State Tigers (8-2, 6-0 SWAC) [Previous: Unranked]

Jackson State enters our rankings following their dominant 51-14 victory over Mississippi Valley State, extending their conference winning streak while maintaining their perfect SWAC record. Quarterback Ahmad Miller continued his efficient play, passing for multiple touchdowns while the Tigers' ground game provided effective balance. The comprehensive victory firmly establishes Jackson State as favorites for the SWAC's bid to the Celebration Bowl.

Head coach TC Taylor has built upon the foundation established during the Deion Sanders era, with the Tigers demonstrating remarkable consistency throughout conference play. Their offense has averaged 37.8 points per game against SWAC competition, showcasing explosiveness while maintaining efficiency. Defensively, Jackson State has limited conference opponents to just 14.5 points per game, generating consistent pressure while limiting explosive plays.

Jackson State hosts Alabama A&M in Week 12 before their regular season finale against Alcorn State in the Soul Bowl on November 23. The Tigers control their destiny for the SWAC's bid to the Celebration Bowl, with their balanced approach and momentum making them favorites in the conference race. While SWAC champions aren't eligible for the FCS playoffs, Jackson State has established itself as one of the top teams in HBCU football.

Playoff Picture: Automatic Bid Contenders

As we enter the final two weeks of the regular season, the race for automatic playoff bids has gained significant clarity across the subdivision's 13 conferences. Mercer became the first team to officially clinch a playoff berth, securing the Southern Conference's automatic bid with their victory over VMI. In the Missouri Valley Football Conference, North Dakota State controls its destiny for the automatic bid, though Missouri State remains undefeated in conference play despite being ineligible for the playoffs due to their impending FBS transition.

The Big Sky race has narrowed to a two-team battle between Montana State and UC Davis, with their Week 12 showdown likely to determine the conference champion. The Colonial Athletic Association features a fascinating five-team race, with Richmond (6-0) holding a one-game lead over Rhode Island, Delaware, Stony Brook, and Villanova (all 5-1), though Delaware is ineligible for the playoffs due to their impending FBS transition.

The United Athletic Conference features a compelling three-team race between Abilene Christian, Eastern Kentucky, and Tarleton State, with all three programs controlling their destiny through the conference's complex tiebreaker scenarios. Incarnate Word has emerged as the clear Southland Conference frontrunner with their perfect conference record, while UT Martin and SEMO remain locked in a tight race for the Big South-OVC's automatic bid despite the Redhawks' stunning loss to Lindenwood.

Duquesne controls its destiny in the Northeast Conference race, while Harvard has emerged as the clear favorite in the Ivy League. South Carolina State and Jackson State have established themselves as frontrunners in the MEAC and SWAC races, respectively, though champions from these conferences receive automatic bids to the Celebration Bowl rather than the FCS playoffs.

Seed Watch: The Battle for First-Round Byes

The race for the crucial top-eight seeds in the FCS playoffs, which receive first-round byes, has narrowed following Week 11 results and the FCS Playoff Committee's initial top-10 ranking. North Dakota State and Montana State have firmly established themselves as the favorites for the top two seeds, with their dominant performances against quality competition. South Dakota State and UC Davis remain firmly in the conversation for top-four seeds, which would provide home-field advantage through the quarterfinals.

South Dakota has strengthened its position for a top-five seed with another dominant victory, while Mercer's status as the first official playoff qualifier solidifies their case for a top-eight seed. Idaho has maintained their position in the seed conversation despite their challenging schedule, while Richmond and Villanova have bolstered their cases with impressive Week 11 victories. Rhode Island's loss to Delaware likely drops them out of the top-eight conversation, though they remain positioned for a potential top-16 seed.

The expansion to 24 teams for this year's playoff bracket has created 24 potential playoff positions, with teams securing home-field advantage in the first round. Illinois State, Stony Brook, and Eastern Kentucky have positioned themselves favorably for these valuable home playoff games, while emerging programs like UT Martin and Northern Arizona have entered the conversation with signature victories. With two weeks remaining in the regular season, significant movement remains possible, particularly as conference races intensify and provide more direct comparisons between contending programs.

Conference Power Rankings

1. Missouri Valley Football Conference (ELO: 1417) - The MVFC continues to establish itself as the premier FCS conference, with North Dakota State and South Dakota State delivering dominant performances against quality competition. South Dakota's shutout victory and Illinois State's impressive win over Northern Iowa further demonstrate the conference's remarkable depth, with multiple programs capable of making deep playoff runs.
   
   
   

2. Big Sky Conference (ELO: 1395) - The Big Sky maintains its position as the second-strongest conference, with Montana State's perfect record and UC Davis's impressive victory over Montana creating a compelling championship race. Idaho's consistent excellence and Northern Arizona's emergence provide additional depth in the national conversation, with multiple programs positioned for playoff consideration.
   
   
   

3. Colonial Athletic Association (ELO: 1390) - The CAA experienced significant reshuffling in Week 11, with Delaware's victory over Rhode Island creating a fascinating logjam at the top of the standings. Richmond remains the only undefeated team in conference play, while Villanova, Stony Brook, and William & Mary provide impressive depth in a conference that could potentially receive multiple playoff bids.
   
   
   

4. United Athletic Conference (ELO: 1374) - The UAC continues its impressive debut season despite Eastern Kentucky's upset victory over Central Arkansas. Abilene Christian, Tarleton State, and the Colonels remain firmly in the conference championship conversation, with multiple programs positioned for playoff consideration. The conference's competitive balance has exceeded expectations in its inaugural campaign.
   
   
   

5. Southern Conference (ELO: 1367) - Mercer has established itself as the clear SoCon champion following their dominant victory over VMI, though Chattanooga and ETSU remain dangerous in the conference race. The SoCon lacks the top-end strength of the MVFC or Big Sky but features multiple programs capable of making noise in the playoffs.
   
   
   

Teams on the Bubble

1. Western Carolina Catamounts (5-5, 3-3 SoCon) - Western Carolina drops out of playoff contention following their disappointing loss to ETSU, their second consecutive defeat after a promising start to conference play. The Catamounts face essential games against Chattanooga and Furman to close the regular season, needing victories in both to retain any hope of postseason consideration.
   
   
   

2. Delaware Blue Hens (7-3, 5-1 CAA) - Delaware secured its most impressive victory of the season against previously undefeated Rhode Island, though the Blue Hens remain ineligible for the FCS playoffs due to their impending FBS transition. Their final two games against Elon and Stony Brook provide opportunities to play spoiler in the competitive CAA race.
   
   
   

3. William & Mary Tribe (6-4, 4-2 CAA) - William & Mary suffers a significant setback following their surprising 40-36 defeat against Elon, severely damaging their playoff hopes. The Tribe face a challenging close to the regular season against Richmond and Monmouth, needing victories in both to maintain any realistic chance at an at-large berth.
   
   
   

4. Southeastern Louisiana Lions (6-4, 4-1 Southland) - Southeastern Louisiana maintained its position in the Southland Conference race with a dominant 41-0 victory over Northwestern State, extending their winning streak to four games. The Lions face a critical showdown with Incarnate Word in Week 12, with victory essential to maintain their playoff hopes.
   
   
   

5. Central Arkansas Bears (6-4, 3-3 UAC) - Central Arkansas suffers a significant setback following their disappointing loss to Eastern Kentucky, their third defeat in five games after a promising start to the season. The Bears face challenging games against Stephen F. Austin and Abilene Christian to close the regular season, needing victories in both to maintain any realistic chance at an at-large berth.
   
   
   

Game of the Week: No. 2 Montana State at No. 4 UC Davis

The most anticipated matchup of Week 12 features second-ranked Montana State traveling to face fourth-ranked UC Davis in a contest that will likely determine the Big Sky championship and have significant implications for playoff seeding. The Bobcats enter with a perfect 10-0 record following their dominant 49-7 victory over Sacramento State, while the Aggies have won nine consecutive games since their season-opening loss to California, including an impressive 30-14 triumph at Montana in Week 11.

The matchup features contrasting styles, with Montana State's physical, ground-oriented approach against UC Davis's balanced, precision-based offensive system. Bobcats quarterback Tommy Mellott presents a significant challenge for the Aggies' defense with his dual-threat capabilities, while UC Davis quarterback Miles Hastings leads one of the subdivision's most efficient passing attacks. Both defenses have demonstrated remarkable improvement throughout the season, setting up a fascinating chess match between two of the FCS's top coaching staffs.

With both programs firmly established as national championship contenders, this contest takes on added significance for playoff seeding. The winner will likely secure the Big Sky's automatic bid and position themselves for a potential top-two seed in the FCS playoffs, which would provide home-field advantage through the semifinals. The loser would remain firmly in contention for a top-eight seed, though their path would become more challenging. This high-stakes showdown represents the perfect showcase for the FCS's unique brand of competition as the regular season enters its final stretch.

Conclusion

The Week 11 results have provided significant clarity to the FCS championship picture while creating compelling storylines for the final two weeks of the regular season. The elite tier of contenders—North Dakota State, Montana State, South Dakota State, UC Davis, and South Dakota—have separated themselves with dominant performances against quality competition, establishing themselves as the clear favorites heading into the postseason. These five programs appear destined for high playoff seeds and remain on a collision course for the semifinals in December.

The most significant developments from Week 11 centered around the Colonial Athletic Association, where Delaware's victory over Rhode Island has created a fascinating five-team race with just two weeks remaining. Richmond now stands as the only undefeated team in conference play, though Rhode Island, Delaware, Stony Brook, and Villanova remain firmly in contention. The conference's depth and competitive balance could potentially lead to multiple playoff representatives despite only one securing the automatic bid.

As attention turns to Week 12, all eyes will be on the showdown between Montana State and UC Davis, a matchup that will likely determine the Big Sky champion and have significant implications for playoff seeding. With just two weeks remaining before Selection Sunday on November 24, conference championships and playoff positioning take center stage across the Football Championship Subdivision. The dominance of traditional powers alongside the emergence of programs like UC Davis and Eastern Kentucky creates a fascinating playoff picture as the regular season reaches its dramatic conclusion.