2025 FCS Football Preseason Top 25: Championship Contenders and Rising Programs

As college football's championship subdivision prepares for another compelling season, the aftermath of North Dakota State's thrilling 35-32 victory over Montana State in the 2024 national championship game continues to shape expectations across the FCS landscape. The Bison's 10th championship in 14 seasons reaffirmed their dynasty status, while the Bobcats' near-perfect campaign established them as consistent challengers to NDSU's throne. However, significant player departures, coaching changes, and transfer portal movement have created intriguing storylines heading into the 2025 campaign.

Several traditional powers are experiencing notable transitions, with North Dakota State navigating life without championship MVP quarterback Cam Miller, while Montana State must replace Walter Payton Award winner Tommy Mellott. Meanwhile, programs like South Dakota State and South Dakota return significant production from teams that reached the playoff semifinals, positioning them as serious championship contenders. The transfer portal has dramatically reshaped several rosters, with numerous FBS transfers choosing to continue their careers at the FCS level where immediate playing time and championship opportunities await.

The upcoming season promises unprecedented competitive balance across the subdivision's major conferences, with the Missouri Valley Football Conference and Big Sky Conference maintaining their positions as the premier leagues while the Colonial Athletic Association and United Athletic Conference feature several emerging contenders. As spring practices conclude and summer workouts begin, the championship picture remains fluid, though several programs have distinguished themselves through recruiting success, transfer additions, and returning talent that positions them favorably in our preseason rankings.

The Elite Tier: Championship Favorites

1. South Dakota State Jackrabbits (2024: 12-3, Semifinalist)

South Dakota State enters the 2025 campaign as preseason favorites despite falling short of a third consecutive national championship last season. The Jackrabbits return significant production on both sides of the ball, highlighted by quarterback Mark Gronowski who enters his final season with championship experience few FCS signal-callers can match. Head coach Jimmy Rogers' program maintains extraordinary continuity in both personnel and philosophy, with offensive coordinator Zach Lujan and defensive coordinator Jim Panagos both returning to maintain schematic consistency.

The Jackrabbits' offensive firepower should be even more explosive in 2025, with running back Angel Johnson returning after scoring the decisive touchdown in SDSU's quarterfinal comeback against Rhode Island. The receiving corps features Iowa State transfer Jayden Higgins joining established playmakers Jadon Janke and Jaxon Janke. Defensively, All-American linebacker Jason Freeman anchors a unit that returns seven starters from a group that allowed just 15.8 points per game last season.

South Dakota State's championship pedigree, returning talent, and strong transfer additions position them as the team to beat in 2025. Their challenging non-conference schedule includes an FBS matchup with Iowa, providing an early opportunity to gauge their championship potential. With the hunger that comes from falling short in 2024 and the experience of consecutive titles in 2022 and 2023, the Jackrabbits have all the ingredients for another championship run.

2. North Dakota State Bison (2024: 14-2, National Champion)

The reigning national champions face significant transitions heading into 2025, but the program's championship culture and impressive transfer additions keep them firmly in the title conversation. Head coach Tim Polasek enters his second season after delivering a championship in his debut campaign, though he must replace championship MVP quarterback Cam Miller and several key defensive contributors. Former Michigan State quarterback Noah Kim, who transferred to NDSU prior to spring practice, emerges as the likely successor under center after an impressive spring game performance.

The Bison's offensive line remains among the FCS's most dominant units, with four starters returning to protect Kim and open holes for running back CharMar Brown, who scored the decisive touchdown in the championship game victory over Montana State. Defensively, coordinator Grant Olson must replace several key contributors, though linebacker Nick Kubitz returns after leading the team in tackles during the championship game.

North Dakota State's championship DNA and consistently excellent recruiting keep them positioned near the top of the FCS landscape despite significant departures. The program's track record of seamlessly transitioning between quarterbacks – having replaced NFL draft picks Carson Wentz and Trey Lance without missing a beat – suggests they'll remain championship contenders in 2025. Their season-opening matchup with Eastern Washington provides an immediate test for Polasek's revamped roster.

3. Montana State Bobcats (2024: 15-1, National Runner-Up)

Montana State enters 2025 with championship aspirations despite significant transitions following their heartbreaking loss to North Dakota State in last season's title game. The Bobcats must replace Walter Payton Award-winning quarterback Tommy Mellott, though Utah State transfer Cooper Legas showed promising flashes during spring practice after joining the program in January. Head coach Brent Vigen maintains remarkable staff continuity, with offensive coordinator Taylor Housewright and defensive coordinator Willie Mack Garza both returning for their fifth seasons in Bozeman.

The Bobcats' championship-caliber defense returns six starters from a unit that allowed just 17.2 points per game during their 15-1 campaign. All-American defensive end Brody Grebe anchors the front seven after recording 12.5 sacks last season, while safety Rylan Ortt provides experienced leadership in the secondary. Offensively, running back Scottre Humphrey returns after scoring in the championship game, while tight end Rohan Jones emerges as a potential All-American candidate after his playoff breakout.

Montana State's consistent excellence under Vigen – with three semifinal appearances and two championship game berths in four seasons – keeps them positioned among the FCS elite despite Mellott's departure. Their challenging schedule includes an FBS matchup with Oregon State and a home date with rival Montana, whom they'll face seeking revenge for their 2024 regular-season finale defeat. The quarterback transition represents their primary question mark, though Legas's experience at the FBS level suggests the Bobcats will remain championship contenders.

4. South Dakota Coyotes (2024: 11-3, Semifinalist)

South Dakota's breakthrough 2024 campaign – featuring the program's first FCS semifinal appearance – provides momentum heading into a 2025 season with championship expectations. The Coyotes return significant production on both sides of the ball, highlighted by quarterback Aidan Bouman who enters his senior season after orchestrating one of the FCS's most explosive offenses. Head coach Bob Nielson, entering his ninth season in Vermillion, maintains remarkable staff continuity with offensive coordinator Ted Schlafke and defensive coordinator Travis Johansen both returning.

The Coyotes' offensive firepower should be even more potent in 2025, with running backs Travis Theis and Charles Pierre Jr. both returning after each breaking free for explosive touchdown runs in the semifinal against Montana State. Wide receiver Carter Bell, who emerged as a playmaking threat during the playoff run, heads a receiving corps bolstered by Minnesota transfer Le'Meke Brockington. Defensively, All-Missouri Valley selection Micah Roane anchors a unit that returns eight starters.

South Dakota's championship aspirations appear realistic given their returning talent and the momentum generated from last season's deep playoff run. Their challenging Missouri Valley Football Conference schedule includes road trips to North Dakota State and South Dakota State, providing opportunities to demonstrate their championship credentials. With established stars at key positions and the confidence gained from their 2024 success, the Coyotes enter 2025 as legitimate national title contenders.

5. UC Davis Aggies (2024: 11-3, Semifinalist)

UC Davis enters 2025 seeking to build upon their historic 2024 campaign that featured the program's first FCS semifinal appearance. The Aggies return significant talent on both sides of the ball, highlighted by quarterback Miles Hastings who enters his final season after orchestrating one of the subdivision's most efficient passing attacks. Head coach Tim Plough, entering his second season after a remarkable debut, maintains staff continuity with offensive coordinator Mark Speckman and defensive coordinator Cha'pelle Brown both returning.

The Aggies' offensive attack should remain among the FCS's most balanced units, with running back Lan Larison returning after exceeding 1,200 rushing yards last season. Wide receiver Chaz Davis, who caught the decisive touchdown in the quarterfinal victory over Idaho, headlines a receiving corps bolstered by Stanford transfer John Humphreys. Defensively, All-Big Sky selection Rex Connors anchors a unit that returns seven starters from a group that improved dramatically throughout the 2024 season.

UC Davis's championship aspirations appear entirely realistic given their returning talent and the momentum generated from last season's breakthrough. Their challenging Big Sky Conference schedule includes home dates with Montana State and Idaho, providing opportunities to strengthen their playoff positioning. With established stars at key positions and the confidence gained from their 2024 success, the Aggies enter 2025 as legitimate national title contenders from outside the traditional power structure.

Championship Contenders

6. Montana Grizzlies (2024: 12-3, Semifinalist)

Montana enters 2025 seeking to build upon their impressive 2024 campaign that featured a stunning quarterfinal upset of top-seeded North Dakota State in the Fargodome. The Grizzlies must replace quarterback Clifton McDowell, though San Jose State transfer Walker Eget showed promising potential during spring practices. Head coach Bobby Hauck, entering his 13th season across two tenures in Missoula, maintains staff continuity with offensive coordinator Brent Pease and defensive coordinator Roger Cooper both returning to guide a program with championship aspirations.

The Grizzlies' defensive excellence should remain their foundation, with six starters returning from a unit that limited the explosive Bison to just 24 points in their quarterfinal upset. All-American safety Nash Fouch, whose interception sealed the victory over North Dakota State, headlines a secondary that should rank among the nation's best. Offensively, running back Nick Ostmo returns to anchor the ground game, while receiver Aaron Fontes emerged as a reliable target during spring practices.

Montana's championship pedigree under Hauck – with multiple semifinal appearances since his return in 2018 – keeps them positioned among the FCS elite despite McDowell's departure. Their challenging schedule includes the annual Brawl of the Wild with Montana State, a rivalry that reached unprecedented heights last season with Montana's regular-season upset of the previously undefeated Bobcats. The quarterback transition represents their primary question mark, though Eget's impressive spring suggests the Grizzlies will remain championship contenders.

7. Idaho Vandals (2024: 10-4, Quarterfinalist)

Idaho enters 2025 seeking to build upon their impressive 2024 campaign that featured the program's deepest playoff run since returning to the FCS level. The Vandals return significant production on both sides of the ball, though they must replace quarterback Jack Layne who graduated after leading the program's resurgence. FBS transfer John Mateer (Washington State) showed tremendous potential during spring practice, suggesting Idaho's offensive production could reach new heights in 2025.

Head coach Jason Eck, entering his fourth season in Moscow, has transformed the Vandals into legitimate Big Sky contenders through exceptional recruiting and development. Running back Elisha Cummings returns after providing consistent production throughout the 2024 campaign, while the receiving corps adds Oregon transfer Kris Hutson to an already talented group. Defensively, All-American linebacker Mathias Bertram anchors a unit that should remain among the FCS's most physical groups.

Idaho's remarkable improvement under Eck – from 7-5 in 2022 to 10-4 and a quarterfinal appearance in 2024 – suggests their championship window is opening rather than closing. Their challenging Big Sky schedule includes road trips to Montana State and UC Davis, providing opportunities to demonstrate their championship credentials. With established stars at key positions and impressive transfer additions, the Vandals enter 2025 as legitimate national title contenders from a program still reestablishing itself at the FCS level.

8. Incarnate Word Cardinals (2024: 10-3, Second Round)

Incarnate Word enters 2025 seeking to recapture the championship form that carried them to the semifinals in 2022. The Cardinals return significant offensive firepower, highlighted by quarterback Zach Calzada who receives an additional year of eligibility after a medical hardship waiver. Head coach Clint Killough, entering his second season after a successful debut, maintains staff continuity with offensive coordinator Tanner Gilliss and defensive coordinator Justin Deason both returning to guide a program with championship aspirations.

The Cardinals' offensive excellence should remain their calling card, with Calzada surrounded by explosive weapons including running back Marcus Cooper and receiver Taylor Grimes. This unit averaged 41.8 points per game in 2024 and could be even more productive with another year of continuity. Defensively, the Cardinals addressed their main weakness through the transfer portal, adding four FBS defensive backs and three FBS defensive linemen to bolster a unit that surrendered 38 points in their playoff defeat to Montana.

Incarnate Word's explosive offense and transfer-bolstered defense give them legitimate championship potential in 2025. Their challenging schedule includes an FBS matchup with Texas State and a critical Southland Conference showdown with Southeastern Louisiana. With an established star at quarterback and impressive transfer additions on defense, the Cardinals enter 2025 as the Southland favorites and legitimate national title contenders.

9. Rhode Island Rams (2024: 12-3, Quarterfinalist)

Rhode Island enters 2025 seeking to build upon their historic 2024 campaign that featured the program's first FCS quarterfinal appearance since 1985. The Rams must replace quarterback Malik Grant, though LSU transfer Garrett Nussmeier represents one of the most significant transfer additions in recent FCS history after joining the program in April. Head coach Jim Fleming, entering his 12th season in Kingston, maintains staff continuity with offensive coordinator Patrick Murphy and defensive coordinator Jack Cooper both returning.

The Rams' offensive attack should remain explosive despite Grant's departure, with Nussmeier inheriting weapons including All-American receiver Kahtero Summers, who delivered several clutch performances during Rhode Island's playoff run. Running back Jaden Griffin provides balance after exceeding 800 rushing yards last season. Defensively, All-Colonial selection Emmanuel Gomes anchors a unit that returns seven starters from a group that improved dramatically throughout the 2024 season.

Rhode Island's championship aspirations appear entirely realistic given their spectacular transfer addition and the momentum generated from last season's breakthrough. Their challenging Colonial Athletic Association schedule includes road trips to Villanova and Richmond, providing opportunities to strengthen their playoff positioning. With a potential star at quarterback and the confidence gained from their 2024 success, the Rams enter 2025 as legitimate dark horse championship contenders from outside the traditional power structure.

10. Richmond Spiders (2024: 10-3, Second Round)

Richmond enters 2025 seeking to build upon their impressive 2024 campaign that featured a Colonial Athletic Association championship before a stunning second-round playoff defeat to Rhode Island. The Spiders return significant production on both sides of the ball, highlighted by quarterback Kyle Wickersham who enters his final season after orchestrating one of the subdivision's most balanced offensive attacks. Head coach Russ Huesman, entering his ninth season in Richmond, maintains staff continuity with offensive coordinator Billy Cosh and defensive coordinator Levern Belin both returning.

The Spiders' offensive attack should remain among the CAA's most productive units, with running back Savon Smith returning after providing consistent production throughout the 2024 campaign. Wide receiver Nick DeGennaro, a Rutgers transfer who joined the program in January, adds an explosive element to the passing attack after an impressive spring. Defensively, All-American safety Mateo Sudipo anchors a unit that returns eight starters from a group that allowed just 17.9 points per game last season.

Richmond's championship aspirations appear entirely realistic given their returning talent and the motivation derived from last season's disappointing playoff exit. Their challenging CAA schedule includes home dates with Villanova and Delaware, providing opportunities to strengthen their playoff positioning. With established stars at key positions and impressive transfer additions, the Spiders enter 2025 as legitimate national title contenders from a conference seeking its first championship since Villanova's 2009 triumph.

Playoff Contenders

11. Villanova Wildcats (2024: 10-4, Second Round)

Villanova enters 2025 with renewed championship aspirations after their second-round playoff exit against South Dakota State last season. The Wildcats return significant production on both sides of the ball, including quarterback Connor Watkins who enters his final season with over 30 career starts. Head coach Mark Ferrante, entering his ninth season at the helm, maintains staff continuity with offensive coordinator Chris Boden and defensive coordinator Ola Adams both returning to guide a program with championship experience.

The Wildcats' balanced offensive approach should remain effective, with running back TD Ayo-Durojaiye returning after averaging over five yards per carry last season. The receiving corps adds Pitt transfer Konata Mumpfield, who showed tremendous chemistry with Watkins during spring practices. Defensively, All-Colonial selection Antonio Goodman anchors a secondary that should rank among the FCS's most experienced units.

Villanova's championship pedigree – with their 2009 national title representing the CAA's most recent championship – keeps them positioned among the FCS's perennial contenders. Their challenging schedule includes the annual Battle of the Blue with Delaware and a non-conference matchup with Central Michigan. With established stars at key positions and impressive transfer additions, the Wildcats enter 2025 as legitimate playoff contenders with championship upside.

12. Tarleton State Texans (2024: 10-4, Second Round)

Tarleton State enters 2025 seeking to build upon their historic 2024 campaign that featured the program's first FCS playoff victory. The Texans return significant production on both sides of the ball, highlighted by quarterback Victor Gabalis who enters his final season after one of the most productive passing campaigns in program history. Head coach Todd Whitten, entering his ninth season in Stephenville across two tenures, maintains staff continuity with offensive coordinator Jonathan Beasley and defensive coordinator Marcus Patton both returning.

The Texans' offensive firepower should remain their foundation, with Gabalis surrounded by explosive weapons including All-American receiver Darius Cooper, who delivered several clutch performances during Tarleton's playoff run. This unit averaged 32.4 points per game in 2024 and could be even more productive with another year of continuity. Defensively, the Texans addressed their main weakness through the transfer portal, adding five FBS defenders to bolster a unit that surrendered 38 points in their playoff defeat to South Dakota.

Tarleton State's explosive offense and transfer-bolstered defense give them legitimate championship potential in 2025. Their challenging United Athletic Conference schedule includes showdowns with Abilene Christian and Eastern Kentucky. With established stars at key positions and impressive transfer additions, the Texans enter 2025 as UAC favorites and legitimate playoff contenders with championship upside if their defense makes the expected improvement.

13. Eastern Kentucky Colonels (2024: 10-4, Second Round)

Eastern Kentucky enters 2025 with championship aspirations after coming within one play of the FCS semifinals last season, falling to UC Davis on a last-minute field goal. The Colonels return significant production on both sides of the ball, highlighted by quarterback Parker McKinney who received an additional year of eligibility through a medical hardship waiver. Head coach Walt Wells, entering his sixth season in Richmond, maintains staff continuity with offensive coordinator Maxwell Thurmond and defensive coordinator Jake Johnson both returning.

The Colonels' balanced offensive attack should remain among the UAC's most effective units, with McKinney surrounded by weapons including running back Joshua Carter, who exceeded 1,000 rushing yards last season. The receiving corps adds Oklahoma transfer Jayden Gibson, who showed tremendous potential during spring practices. Defensively, All-American safety Joseph Sayles anchors a unit that returns seven starters from a group that demonstrated significant improvement throughout the 2024 season.

Eastern Kentucky's championship aspirations appear entirely realistic given their returning talent and the motivation derived from last season's heartbreaking playoff exit. Their challenging UAC schedule includes showdowns with Tarleton State and Abilene Christian. With an established star at quarterback and impressive transfer additions, the Colonels enter 2025 as legitimate playoff contenders with championship upside.

14. Fordham Rams (2024: 8-4, First Round)

Fordham enters 2025 with heightened expectations after reaching the FCS playoffs for the second consecutive season. The Rams return the FCS's most prolific offensive duo in quarterback CJ Montes and running back Julius Loughridge, who combined for over 5,000 yards of total offense last season. Head coach Joe Conlin, entering his seventh season in the Bronx, maintains staff continuity with offensive coordinator Kevin Decker and defensive coordinator Ryan Osborn both returning.

The Rams' explosive offense should remain their calling card, with Montes and Loughridge operating behind an offensive line that returns four starters. This unit averaged 41.2 points per game in 2024 and could be even more productive with another year of continuity. Defensively, Fordham addressed their primary weakness through the transfer portal, adding six FBS defenders to bolster a unit that struggled against elite competition last season.

Fordham's offensive firepower and transfer-bolstered defense give them legitimate championship potential in 2025. Their challenging Patriot League schedule includes showdowns with Holy Cross and Lafayette. With established stars at key positions and impressive transfer additions on defense, the Rams enter 2025 as Patriot League favorites and legitimate playoff contenders with upset potential in the postseason.

15. Holy Cross Crusaders (2024: 9-3, First Round)

Holy Cross enters 2025 seeking to recapture the championship form that saw them win four consecutive Patriot League titles from 2019-2022. The Crusaders return significant production on both sides of the ball, including quarterback Joe Pesansky who enters his third season as starter after passing for over 2,800 yards last season. Head coach Bob Chesney, entering his eighth season in Worcester, maintains staff continuity with offensive coordinator Justin Roper and defensive coordinator Scott James both returning.

The Crusaders' balanced offensive approach should remain effective, with Pesansky surrounded by weapons including All-American running back Jordan Fuller, who exceeded 1,300 rushing yards last season. The receiving corps adds Boston College transfer Dino Tomlin, who showed tremendous potential during spring practices. Defensively, All-Patriot selection Jacob Dobbs anchors a unit that returns eight starters from a group that allowed just 19.7 points per game last season.

Holy Cross's championship pedigree under Chesney – with four consecutive playoff appearances before missing in 2023 – keeps them positioned among the FCS's perennial contenders. Their challenging schedule includes the annual rivalry game with Boston College and a non-conference matchup with New Hampshire. With established stars at key positions and impressive transfer additions, the Crusaders enter 2025 as legitimate playoff contenders with championship upside.

16. Abilene Christian Wildcats (2024: 10-4, Second Round)

Abilene Christian enters 2025 seeking to build upon their historic 2024 campaign that featured the program's first United Athletic Conference championship and FCS playoff victory. The Wildcats must replace quarterback Maverick McIvor, though Texas Tech transfer Behren Morton represents one of the most significant transfer additions in program history after joining ACU in January. Head coach Keith Patterson, entering his third season in Abilene, maintains staff continuity with offensive coordinator Julian Reese and defensive coordinator Skyler Cassity both returning.

The Wildcats' offensive attack should remain explosive despite McIvor's departure, with Morton inheriting weapons including All-UAC receiver Blayne Taylor, who delivered several clutch performances during ACU's playoff run. Running back Jermiah Dobbins provides balance after exceeding 1,000 rushing yards last season. Defensively, All-American safety Elijah Moffett anchors a unit that returns six starters from a group that demonstrated significant improvement throughout the 2024 season.

Abilene Christian's championship aspirations appear entirely realistic given their spectacular transfer addition and the momentum generated from last season's breakthrough. Their challenging UAC schedule includes showdowns with Tarleton State and Eastern Kentucky. With a potential star at quarterback and the confidence gained from their 2024 success, the Wildcats enter 2025 as legitimate playoff contenders with championship upside.

17. Stony Brook Seawolves (2024: 10-4, Second Round)

Stony Brook enters 2025 seeking to build upon their remarkable 2024 campaign that featured the program's first playoff victory since 2018. The Seawolves return significant production on both sides of the ball, highlighted by quarterback Tyler Ridder who enters his final season after orchestrating one of the Colonial Athletic Association's most efficient offenses. Head coach Chuck Priore, entering his 20th season in Stony Brook, maintains staff continuity with offensive coordinator Rob Neviaser and defensive coordinator Bobby McIntyre both returning.

The Seawolves' balanced offensive approach should remain effective, with running back Roland Dempster returning after exceeding 1,100 rushing yards last season. The receiving corps adds Connecticut transfer Matt Drayton, who showed tremendous chemistry with Ridder during spring practices. Defensively, All-Colonial selection Tyler King anchors a unit that returns seven starters from a group that allowed just 18.6 points per game in 2024.

Stony Brook's remarkable improvement under Priore – from 2-9 in 2022 to 10-4 and a playoff victory in 2024 – suggests their upward trajectory continues. Their challenging CAA schedule includes matchups with Villanova and Richmond, providing opportunities to demonstrate their championship credentials. With established stars at key positions and impressive transfer additions, the Seawolves enter 2025 as legitimate playoff contenders.

18. Youngstown State Penguins (2024: 8-4, Missed Playoffs)

Youngstown State enters 2025 with renewed playoff aspirations after narrowly missing the postseason despite an impressive 8-4 record in 2024. The Penguins return significant production on both sides of the ball, highlighted by quarterback Beau Brungard who enters his junior season after accounting for over 3,000 total yards last season. Head coach Doug Phillips, entering his sixth season in Youngstown, maintains staff continuity with offensive coordinator Troy Rothenbuhler and defensive coordinator Joe Schaefer both returning.

The Penguins' balanced offensive attack should be even more productive in 2025, with Brungard surrounded by weapons including All-MVFC running back Tyshon King, who exceeded 1,200 rushing yards last season. The receiving corps adds Pittsburgh transfer Konata Mumpfield, who showed tremendous potential during spring practices. Defensively, All-American safety Troy Jakubec anchors a unit that returns eight starters from a group that demonstrated significant improvement throughout the 2024 season.

Youngstown State's playoff aspirations appear entirely realistic given their returning talent and the motivation derived from last season's postseason snub. Their challenging Missouri Valley Football Conference schedule includes home dates with North Dakota State and South Dakota. With established stars at key positions and impressive transfer additions, the Penguins enter 2025 as legitimate playoff contenders from college football's toughest FCS conference.

19. Southeast Missouri Redhawks (2024: 9-4, Second Round)

Southeast Missouri enters 2025 seeking to build upon their impressive 2024 campaign that featured a third consecutive playoff appearance. The Redhawks return significant production on both sides of the ball, though they must replace quarterback Paxton DeLaurent who graduated after leading the program to multiple conference championships. FBS transfer Kurtis Rourke (Ohio) showed tremendous potential during spring practice, suggesting SEMO's offensive production could reach new heights in 2025.

Head coach Tom Matukewicz, entering his 12th season in Cape Girardeau, has transformed the Redhawks into perennial Big South-OVC contenders through exceptional recruiting and development. Running back Brandon Epton Jr. returns after providing consistent production throughout the 2024 campaign, while the receiving corps adds Kansas transfer Trevor Wilson to an already talented group. Defensively, All-American linebacker Bryce Norman anchors a unit that should remain among the conference's most physical groups.

Southeast Missouri's consistent excellence under Matukewicz – with playoff appearances in five of the past six seasons – keeps them positioned among the FCS's perennial contenders. Their challenging schedule includes an FBS matchup with Arkansas State and a critical conference showdown with UT Martin. With established stars at key positions and impressive transfer additions, the Redhawks enter 2025 as Big South-OVC favorites and legitimate playoff contenders.

20. Mercer Bears (2024: 9-4, First Round)

Mercer enters 2025 seeking to build upon their impressive 2024 campaign that featured a Southern Conference championship before a first-round playoff exit against Montana. The Bears return significant production on both sides of the ball, highlighted by quarterback Lance Wise who enters his final season after orchestrating one of the SoCon's most balanced offensive attacks. Head coach Keith Hatcher, entering his first full season after taking over following Mike Jacobs' departure to Northwestern, maintains staff continuity with offensive coordinator Bob Bodine and defensive coordinator Joel Taylor both returning.

The Bears' balanced offensive approach should remain effective, with running back Al Wooten II returning after exceeding 1,000 rushing yards last season. The receiving corps adds Georgia Southern transfer Sam Kenerson, who showed tremendous chemistry with Wise during spring practices. Defensively, All-Southern selection Ken Montgomery anchors a secondary that should rank among the FCS's most experienced units.

Mercer's recent championship breakthrough – securing the program's first SoCon title since 1932 – demonstrates their legitimate contender status. Their challenging schedule includes an FBS matchup with Georgia State and conference showdowns with Chattanooga and East Tennessee State. With established stars at key positions and a smooth coaching transition, the Bears enter 2025 as legitimate playoff contenders from the improved Southern Conference.

Final Top 25 Spots

21. Jackson State Tigers (2024: 10-3, First Round)

Jackson State enters 2025 seeking to build upon their impressive 2024 campaign that featured the program's first FCS playoff appearance since the SWAC began participating in the tournament. The Tigers return significant production on both sides of the ball, highlighted by quarterback JaCobian Morgan who enters his final season after leading the program's offensive resurgence. Head coach T.C. Taylor, entering his third season in Jackson, maintains staff continuity with offensive coordinator Maurice Harris and defensive coordinator Jonathan Bradley both returning.

The Tigers' balanced offensive approach should remain effective, with running back Irv Mulligan returning after providing consistent production throughout the 2024 campaign. The receiving corps adds Florida Atlantic transfer Je'Quan Burton, who showed tremendous potential during spring practices. Defensively, All-American safety Herman Smith anchors a unit that returns seven starters from a group that allowed just 15.3 points per game against FCS competition last season.

Jackson State's consistent excellence under Taylor – with 20 victories in his first two seasons – keeps them positioned among the SWAC's elite programs. Their challenging schedule includes the Southern Heritage Classic against Tennessee State and the Soul Bowl against Alcorn State. With established stars at key positions and impressive transfer additions, the Tigers enter 2025 as SWAC favorites and legitimate playoff contenders.

22. Sacramento State Hornets (2024: 7-5, Missed Playoffs)

Sacramento State enters 2025 with renewed playoff aspirations after a disappointing 2024 campaign that saw their streak of three consecutive Big Sky championships end. The Hornets return significant production on both sides of the ball, highlighted by quarterback Carson Conklin who enters his third season as starter after passing for over 2,600 yards last season. Head coach Andy Thompson, entering his third season in Sacramento, maintains staff continuity with offensive coordinator Bobby Fresques and defensive coordinator James Ward both returning.

The Hornets' balanced offensive attack should be more productive in 2025, with Conklin surrounded by weapons including All-Big Sky running back Marcus Fulcher, who exceeded 900 rushing yards last season. The receiving corps adds Washington transfer Denzel Boston, who showed tremendous potential during spring practices. Defensively, All-American linebacker Armon Bailey anchors a unit that returns eight starters from a group seeking significant improvement after inconsistent performances in 2024.

Sacramento State's recent championship pedigree – with three consecutive Big Sky titles from 2021-2023 – keeps them positioned among the conference's perennial contenders despite last season's struggles. Their challenging schedule includes home dates with Montana State and UC Davis. With established stars at key positions and impressive transfer additions, the Hornets enter 2025 as legitimate playoff contenders from the competitive Big Sky Conference.

23. Delaware Blue Hens (2024: 8-4, Ineligible for Playoffs)

Delaware enters its final FCS season before transitioning to the FBS level in 2026, creating unique circumstances for a program with championship aspirations. The Blue Hens return significant production on both sides of the ball, highlighted by quarterback Zach Marker who enters his first full season as starter after showing tremendous potential in limited action last year. Head coach Ryan Carty, entering his fourth season in Newark, maintains staff continuity with offensive coordinator Jared Ambrose and defensive coordinator Manny Rojas both returning.

The Blue Hens' offensive attack should be more explosive in 2025, with Marker surrounded by weapons including All-Colonial running back Marcus Yarns, who exceeded 1,000 rushing yards last season. The receiving corps adds Penn State transfer Harrison Wallace, who showed tremendous chemistry with Marker during spring practices. Defensively, All-American safety Nic Ware anchors a unit that returns six starters from a group that allowed just 19.4 points per game last season.

Delaware's championship pedigree – with six national title game appearances in program history – and their final FCS campaign create unique motivational factors. Their challenging Colonial Athletic Association schedule includes the Battle of the Blue with Villanova and a showdown with Richmond. With established stars at key positions and impressive transfer additions, the Blue Hens enter 2025 as legitimate playoff contenders despite knowing this represents their final opportunity at the FCS level.

24. Northern Iowa Panthers (2024: 7-5, Missed Playoffs)

Northern Iowa enters 2025 with renewed playoff aspirations after narrowly missing the postseason despite a competitive 7-5 record in 2024. The Panthers return significant production on both sides of the ball, highlighted by quarterback Aidan Dunne who enters his final season after passing for over 2,400 yards last season. Head coach Mark Farley, entering his 24th season in Cedar Falls, maintains staff continuity with offensive coordinator Bodie Reeder and defensive coordinator Randall McCray both returning.

The Panthers' balanced offensive attack should be more productive in 2025, with Dunne surrounded by weapons including All-MVFC tight end Layne Pryor, who established himself as one of the FCS's most reliable targets last season. The receiving corps adds Iowa transfer Brody Brecht, who showed tremendous potential during spring practices. Defensively, All-American linebacker Spencer Cuvelier returns from injury to anchor a unit that has traditionally ranked among the MVFC's stingiest groups.

Northern Iowa's championship pedigree under Farley – with 13 playoff appearances during his tenure – keeps them positioned among the MVFC's perennial contenders despite recent inconsistency. Their challenging schedule includes road trips to North Dakota State and South Dakota State. With established stars at key positions and impressive transfer additions, the Panthers enter 2025 as legitimate playoff contenders from college football's toughest FCS conference.

25. North Carolina Central Eagles (2024: 8-4, Missed Playoffs)

North Carolina Central enters 2025 with heightened expectations after narrowly missing the Celebration Bowl despite winning a share of the MEAC championship last season. The Eagles return significant production on both sides of the ball, highlighted by quarterback Walker Harris who enters his third season as starter after passing for over 2,500 yards last season. Head coach Trei Oliver, entering his seventh season in Durham, maintains staff continuity with offensive coordinator John Toomer and defensive coordinator Courtney Coard both returning.

The Eagles' explosive offense should remain their foundation, with Harris surrounded by weapons including All-MEAC running back J'Mari Taylor, who accounted for over 1,000 yards from scrimmage last season. The receiving corps adds Coastal Carolina transfer Jared Brown, who showed tremendous chemistry with Harris during spring practices. Defensively, All-American cornerback Jason Chambers anchors a unit that returns seven starters from a group that allowed just 16.8 points per game against MEAC competition last season.

North Carolina Central's recent success under Oliver – with two Celebration Bowl appearances in the past three seasons – keeps them positioned among the MEAC's elite programs. Their challenging schedule includes the Duke's Mayo Classic against North Carolina A&T and a crucial conference showdown with Howard. With established stars at key positions and impressive transfer additions, the Eagles enter 2025 as MEAC favorites and legitimate Celebration Bowl contenders.

Conclusion

As the 2025 FCS season approaches, the competitive landscape appears more balanced than in recent memory, with traditional powers like North Dakota State and Montana State facing legitimate challenges from emerging programs like South Dakota and UC Davis. The transfer portal has dramatically reshaped several rosters, creating intriguing storylines across the subdivision's major conferences and setting the stage for another compelling championship chase.

The Missouri Valley Football Conference maintains its position as the premier FCS league, with four teams in our preseason Top 25 headlined by championship favorites South Dakota State. The Big Sky Conference matches that total, featuring title contenders Montana State, UC Davis, and Montana, while the Colonial Athletic Association demonstrates its impressive depth with five ranked programs. The United Athletic Conference continues its emergence as a multi-bid league, with three representatives in our rankings showcasing the new conference's immediate national relevance.

As spring practices conclude and summer workouts begin, several compelling narratives will shape the championship picture heading into August. Quarterback transitions at North Dakota State and Montana State provide uncertainty for traditional powers, while South Dakota State's continuity and championship experience establish the Jackrabbits as preseason favorites. With the expanded 24-team playoff format continuing to provide opportunities for emerging programs, the 2025 season promises unprecedented competitive balance across the Football Championship Subdivision.