Week 14 FCS Football Top 25: Playoff First Round Delivers Drama as Championship Contenders Advance

The FCS Playoffs opened with a thrilling first round featuring several nail-biting finishes and impressive performances from seeded teams hosting their opening matchups. Eight home teams survived and advanced to the second round, while Tarleton State scored the weekend's most significant upset with a 31-28 road victory at Northern Arizona. The opening round showcased the impressive depth in this year's playoff field, with six games decided by a touchdown or less, including three that went down to the final possession.

The selection committee's bracket construction created several fascinating matchups, with Eastern Kentucky securing a dramatic 24-21 victory over Illinois State on a last-second field goal, while Abilene Christian survived a serious challenge from Delaware State, advancing with a 35-31 win in the program's playoff debut. Rhode Island demonstrated the Colonial Athletic Association's strength with a convincing 38-17 victory over Duquesne, and Stony Brook continued its remarkable season with a 28-24 triumph over UT Martin.

As the eight seeded teams that received first-round byes prepare to enter the fray in the second round, the playoff picture has begun to clarify. The Missouri Valley Football Conference and Big Sky Conference have reaffirmed their status as the premier leagues in the subdivision, with each conference advancing multiple teams to the second round. The most anticipated matchups in the Round of 16 include South Dakota hosting Tarleton State, UC Davis welcoming Eastern Kentucky, and Richmond preparing for a showdown with Rhode Island in a rematch of their regular-season thriller.

The Elite Tier: Championship Favorites

1. North Dakota State Bison (11-1) [Previous: 1]

North Dakota State maintained its top ranking during its first-round bye, benefiting from the additional preparation time before hosting Abilene Christian in the second round. The Bison secured the top overall seed after completing a perfect Missouri Valley Football Conference campaign, establishing themselves as the clear championship favorite. Their balanced offensive attack and suffocating defense have been their hallmarks throughout the season, with quarterback Cam Miller's steady leadership providing the perfect complement to their powerful ground game.

Head coach Matt Entz's program enters the second round having won nine consecutive games since their season-opening loss to Colorado State, outscoring opponents by an average margin of 33.6 to 15.7 points per game. Their physical, fundamentally sound approach has been particularly effective in postseason play throughout their dynasty, with their championship pedigree serving as a significant advantage over less experienced playoff participants. The Bison's path to an unprecedented 10th FCS championship begins in earnest this weekend.

North Dakota State hosts United Athletic Conference champion Abilene Christian in the second round, welcoming a dangerous but inexperienced playoff opponent to the Fargodome. The Wildcats survived a serious challenge from Delaware State in the first round, showcasing both offensive firepower and concerning defensive vulnerabilities. The Bison's championship experience and home-field advantage make them substantial favorites to advance to the quarterfinals, though Abilene Christian's balanced attack presents an intriguing challenge.

2. South Dakota State Jackrabbits (10-2) [Previous: 2]

South Dakota State maintained its second ranking during its first-round bye, benefiting from the additional preparation time before hosting Villanova in the second round. The Jackrabbits secured the second overall seed after their impressive Missouri Valley Football Conference campaign, establishing themselves as legitimate championship contenders seeking a third consecutive national title. Their remarkable balance on both sides of the ball has been their signature throughout the season, with their defense allowing just 15.8 points per game while their offense averages 36.3 points per contest.

Head coach Jimmy Rogers' program enters the second round having won five consecutive games, with their only losses coming against North Dakota State and FBS Iowa State. Their championship pedigree provides significant advantages in postseason play, with their experienced roster understanding the elevated intensity required for playoff success. The Jackrabbits' path to a potential third straight championship continues against a formidable Colonial Athletic Association opponent that brings significant playoff experience of their own.

South Dakota State hosts Villanova in the second round, welcoming a program with extensive playoff history to Brookings. The Wildcats advanced with a convincing 34-17 victory over Jackson State in the first round, showcasing their balanced offensive attack and opportunistic defense. The Jackrabbits' championship experience and home-field advantage make them favorites to advance to the quarterfinals, though Villanova's balanced approach presents a legitimate challenge.

3. Montana State Bobcats (11-1) [Previous: 3]

Montana State maintained its third ranking during its first-round bye, benefiting from the additional preparation time before hosting Stony Brook in the second round. The Bobcats secured the third overall seed after claiming the Big Sky's automatic bid, establishing themselves as legitimate championship contenders despite their season-ending loss to Montana. Their physical running game and stifling defense have been their hallmarks throughout the season, with quarterback Tommy Mellott's dual-threat capabilities providing a dynamic element to their offense.

Head coach Brent Vigen's program enters the second round with an 11-1 record, their only defeat coming against rival Montana in the regular-season finale. Their impressive victories over UC Davis, Idaho, and Weber State showcase their ability to compete with the subdivision's elite programs. The Bobcats' championship pedigree from recent seasons provides valuable experience in postseason play, with their roster understanding the elevated intensity required for playoff success.

Montana State hosts Colonial Athletic Association at-large selection Stony Brook in the second round. The Seawolves advanced with a hard-fought 28-24 victory over UT Martin in the first round, showcasing their defensive prowess and clutch offensive execution. The Bobcats' championship experience and home-field advantage make them substantial favorites to advance to the quarterfinals, though Stony Brook's remarkable season-long resilience presents an intriguing challenge.

4. UC Davis Aggies (10-2) [Previous: 4]

UC Davis maintained its fourth ranking during its first-round bye, benefiting from the additional preparation time before hosting Eastern Kentucky in the second round. The Aggies secured the fourth overall seed after sharing the Big Sky championship with Montana State, establishing themselves as legitimate title contenders with their balanced offensive attack and improving defense. Their offensive efficiency has been particularly impressive, with quarterback Miles Hastings completing 67% of his passes while orchestrating an attack that averages 34.8 points per game.

Head coach Tim Plough's program enters the second round with a 10-2 record, their only defeats coming against FBS California in the season opener and Montana State in a thrilling contest. Their impressive victories over Montana, Idaho, and Sacramento State showcase their ability to compete with the subdivision's elite programs. The Aggies' experience from previous playoff appearances provides valuable perspective, though they seek to advance beyond the quarterfinals for the first time in program history.

UC Davis hosts United Athletic Conference at-large selection Eastern Kentucky in the second round. The Colonels advanced with a dramatic 24-21 victory over Illinois State in the first round, securing the win on a 42-yard field goal as time expired. The Aggies' balanced approach and home-field advantage make them favorites to advance to the quarterfinals, though Eastern Kentucky's physical style and momentum from their opening-round triumph present legitimate challenges.

5. South Dakota Coyotes (8-3) [Previous: 5]

South Dakota maintained its fifth ranking during its first-round bye, benefiting from the additional preparation time before hosting Tarleton State in the second round. The Coyotes secured the fifth overall seed after their impressive Missouri Valley Football Conference campaign, establishing themselves as dangerous championship contenders despite finishing third in the league standings. Their explosive offense has been their hallmark throughout the season, averaging 37.2 points per game while demonstrating remarkable balance between their passing and rushing attacks.

Head coach Bob Nielson's program enters the second round with an 8-3 record, their only defeats coming against FBS Wisconsin, South Dakota State in overtime, and conference champion North Dakota State. Their impressive victories over Illinois State, Northern Iowa, and North Dakota showcase their ability to compete with quality opponents. The Coyotes' experience from previous playoff appearances provides valuable perspective as they seek to advance beyond the quarterfinals for the first time in program history.

South Dakota hosts United Athletic Conference at-large selection Tarleton State in the second round. The Texans pulled the opening round's most significant upset with a 31-28 road victory at Northern Arizona, demonstrating impressive offensive balance and defensive resilience. The Coyotes' offensive firepower and home-field advantage make them favorites to advance to the quarterfinals, though Tarleton State's momentum and confidence from their road triumph present legitimate challenges.

Championship Contenders

6. Richmond Spiders (10-2) [Previous: 7]

Richmond maintained its position in our rankings during its first-round bye, benefiting from the additional preparation time before hosting Rhode Island in the second round. The Spiders secured the sixth overall seed after completing a perfect Colonial Athletic Association campaign, establishing themselves as legitimate championship contenders following a remarkable turnaround from their 0-2 start. Their defensive excellence has been their hallmark throughout the season, allowing just 17.9 points per game while generating consistent pressure and creating timely turnovers.

Head coach Russ Huesman's program enters the second round with ten consecutive victories, showcasing remarkable consistency throughout conference play. Their balanced offensive approach, led by quarterback Kyle Wickersham's steady leadership and running back Savon Smith's consistent production, provides multiple ways to attack defenses. The Spiders' experience from previous playoff appearances offers valuable perspective as they seek to advance beyond the quarterfinals.

Richmond hosts Colonial Athletic Association rival Rhode Island in a compelling second-round matchup. The Rams advanced with a convincing 38-17 victory over Duquesne in the first round, showcasing their offensive firepower and defensive opportunism. The Spiders' previous victory over Rhode Island during the regular season (a 27-24 thriller in October) gives them a psychological edge, though the Rams' impressive playoff performance suggests a more competitive rematch ahead.

7. Incarnate Word Cardinals (10-2) [Previous: 6]

Incarnate Word maintained its position in our rankings during its first-round bye, benefiting from the additional preparation time before hosting Montana in the second round. The Cardinals secured the seventh overall seed after completing a perfect Southland Conference campaign, establishing themselves as legitimate championship contenders with their explosive offensive attack. Their scoring prowess has been their hallmark throughout the season, averaging 41.8 points per game while demonstrating remarkable balance between their passing and rushing attacks.

Head coach Clint Killough's program enters the second round having won six consecutive games, showcasing remarkable consistency throughout conference play. Their offensive firepower, led by quarterback Zach Calzada's prolific production, creates matchup problems for any defense they face. The Cardinals' experience from previous playoff appearances offers valuable perspective as they seek to advance beyond the semifinals, which they reached in 2022.

Incarnate Word hosts Big Sky at-large selection Montana in a fascinating second-round matchup. The Grizzlies advanced with a convincing 42-17 victory over Mercer in the first round, showcasing their balanced offensive attack and defensive opportunism. The Cardinals' offensive explosiveness and home-field advantage make them slight favorites to advance to the quarterfinals, though Montana's championship pedigree and momentum from their opening-round triumph present legitimate challenges.

8. Idaho Vandals (9-3) [Previous: 8]

Idaho maintained its position in our rankings during its first-round bye, benefiting from the additional preparation time before hosting Southeast Missouri in the second round. The Vandals secured the eighth overall seed after their impressive Big Sky Conference campaign, establishing themselves as dangerous championship contenders despite finishing third in the league standings. Their physical defense has been their hallmark throughout the season, allowing just 19.7 points per game while generating consistent pressure and limiting opponents' rushing attacks.

Head coach Jason Eck's program enters the second round with a 9-3 record, their only defeats coming against FBS Washington State, Montana State, and Sacramento State. Their impressive victories over Northern Arizona, Portland State, and Eastern Washington showcase their ability to compete with quality opponents. The Vandals' experience from previous playoff appearances provides valuable perspective as they seek to advance beyond the second round for the first time since returning to the FCS level.

Idaho hosts Big South-OVC champion Southeast Missouri in an intriguing second-round matchup. The Redhawks received a first-round bye as an automatic qualifier, entering the postseason with a 9-3 record and five consecutive victories. The Vandals' defensive prowess and home-field advantage make them favorites to advance to the quarterfinals, though Southeast Missouri's offensive balance and experience from previous playoff appearances present legitimate challenges.

9. Montana Grizzlies (10-3) [Previous: 10]

Montana surged into the quarterfinals with a dominating 42-17 victory over Mercer in the opening round, showcasing their championship potential while building on the momentum from their rivalry win over Montana State. The Grizzlies were relentless on both sides of the ball, building a 28-3 halftime lead before cruising to victory in the second half. Quarterback Clifton McDowell delivered another outstanding performance, accounting for 312 yards of total offense and three touchdowns while the defense limited Mercer to just 265 total yards.

Head coach Bobby Hauck's program continues to demonstrate championship-level execution at the perfect time, with their late-season surge positioning them as legitimate title contenders. Their defense has been particularly impressive in recent weeks, generating consistent pressure while limiting explosive plays. The Grizzlies' balanced offensive approach has found perfect rhythm behind McDowell's steady leadership, providing multiple ways to attack defenses in the postseason.

Montana travels to Incarnate Word for a compelling second-round matchup that features contrasting styles. The Grizzlies' physical, fundamentally sound approach will be tested against the Cardinals' explosive offensive attack that averages over 40 points per game. Montana's championship pedigree and defensive excellence give them a legitimate chance at an upset victory that would dramatically reshape the playoff bracket heading into the quarterfinals.

10. Tarleton State Texans (10-3) [Previous: 15]

Tarleton State pulled the opening round's most significant upset with a 31-28 road victory at Northern Arizona, demonstrating impressive resilience while advancing to the second round in the program's first-ever playoff appearance. The Texans overcame an early deficit with 24 consecutive points, then withstood a furious Lumberjacks comeback attempt in the fourth quarter. Quarterback Victor Gabalis delivered a masterful performance, passing for 354 yards and three touchdowns while orchestrating an offense that amassed 486 total yards against a typically stout Northern Arizona defense.

Head coach Todd Whitten's program continues to demonstrate remarkable offensive firepower at the perfect time, with their balanced attack creating problems for opposing defenses. Running back Kayvon Britten provided effective balance with 112 rushing yards and a touchdown, while the defense generated three crucial turnovers that proved decisive in the three-point victory. The win represents a milestone moment for Tarleton State's program, securing their first playoff victory in just their fourth season at the FCS level.

Tarleton State travels to South Dakota for a compelling second-round matchup that features two of the subdivision's most explosive offenses. The Texans' momentum and confidence from their road triumph give them legitimate upset potential, though the Coyotes' home-field advantage and offensive efficiency make them favorites to advance. This high-scoring affair could potentially be the most entertaining second-round matchup, with both teams capable of scoring from anywhere on the field.

Playoff Contenders

11. Rhode Island Rams (11-2) [Previous: 14]

Rhode Island delivered perhaps the most complete performance of the opening round, overwhelming Northeast Conference champion Duquesne 38-17 while advancing to a second-round showdown with Richmond. The Rams dominated in all three phases, building a 24-3 halftime lead before cruising to victory in the second half. Quarterback Malik Grant orchestrated an efficient offensive performance, passing for 276 yards and three touchdowns while the defense limited Duquesne to just 245 total yards and forced three turnovers.

Head coach Jim Fleming's program continues to demonstrate remarkable balance at the perfect time, with their late-season execution positioning them as dangerous playoff opponents. Their defense has been particularly impressive in recent weeks, generating consistent pressure while limiting explosive plays. The Rams' balanced offensive approach has found perfect rhythm behind Grant's steady leadership, providing multiple ways to attack defenses in the postseason.

Rhode Island travels to Richmond for a compelling second-round matchup that represents a rematch of their regular-season thriller won by the Spiders 27-24. The Rams' momentum and confidence from their opening-round dominance give them legitimate upset potential, though Richmond's home-field advantage and previous victory make them slight favorites. This CAA showdown could potentially reshape the playoff bracket, with the winner emerging as a legitimate championship contender heading into the quarterfinals.

12. Eastern Kentucky Colonels (10-3) [Previous: 16]

Eastern Kentucky secured perhaps the most dramatic victory of the opening round, edging Illinois State 24-21 on a 42-yard field goal by Patrick Nations as time expired. The Colonels demonstrated impressive resilience throughout the contest, overcoming multiple deficits before delivering in the clutch. Quarterback Parker McKinney engineered an efficient offensive performance, passing for 312 yards and two touchdowns while orchestrating the game-winning drive in the final minutes, moving the Colonels into field goal range with just seconds remaining.

Head coach Walt Wells' program continues to demonstrate remarkable poise in pressure situations, with their sixth consecutive victory positioning them as dangerous playoff opponents. Their defense generated three crucial turnovers against Illinois State, including an interception in the fourth quarter that prevented the Redbirds from extending their lead. The Colonels' balanced offensive approach has found perfect rhythm behind McKinney's steady leadership, providing multiple ways to attack defenses in the postseason.

Eastern Kentucky travels to UC Davis for a compelling second-round matchup that features two of the subdivision's most balanced teams. The Colonels' momentum and confidence from their dramatic opening-round victory give them legitimate upset potential, though the Aggies' home-field advantage and offensive efficiency make them favorites to advance. This high-stakes showdown could potentially reshape the playoff bracket, with the winner advancing to a quarterfinal matchup against either North Dakota State or Abilene Christian.

13. Abilene Christian Wildcats (10-3) [Previous: 12]

Abilene Christian survived a serious challenge from MEAC champion Delaware State, securing a 35-31 victory in the program's playoff debut. The Wildcats demonstrated impressive offensive firepower throughout the contest, amassing 512 total yards while scoring touchdowns on five of their eight possessions. Quarterback Maverick McIvor delivered another outstanding performance, passing for 387 yards and four touchdowns while engineering an offense that averaged 8.1 yards per play against a typically stout Hornets defense.

Head coach Keith Patterson's program continues to showcase the explosive offense that secured the United Athletic Conference's automatic bid, though defensive concerns emerged after surrendering 31 points and 425 total yards to Delaware State. Running back Jermiah Dobbins provided effective balance with 125 rushing yards, while wide receiver Blayne Taylor established a program playoff record with 168 receiving yards and two touchdowns. The victory represents another milestone moment for ACU's program in just Patterson's second season at the helm.

Abilene Christian travels to North Dakota State for a daunting second-round matchup against the tournament's top overall seed. The Wildcats' offensive firepower gives them explosion potential, though the Bison's championship pedigree and home-field advantage in the Fargodome make them substantial favorites. This David vs. Goliath matchup pits the tournament's most accomplished program against an emerging contender making its first playoff appearance, with the contrast in styles and experience creating a fascinating dynamic.

14. Villanova Wildcats (10-3) [Previous: 19]

Villanova delivered a convincing performance in the opening round, dispatching SWAC representative Jackson State 34-17 while advancing to a second-round showdown with South Dakota State. The Wildcats dominated in all three phases, building a 24-7 halftime lead before maintaining control throughout the second half. Quarterback Connor Watkins orchestrated an efficient offensive performance, passing for 245 yards and two touchdowns while adding 57 rushing yards. The defense limited Jackson State to just 287 total yards while forcing three turnovers.

Head coach Mark Ferrante's program continues to demonstrate remarkable balance at the perfect time, with their seventh victory in eight games positioning them as dangerous playoff opponents. Their defense has been particularly impressive in recent weeks, generating consistent pressure while limiting explosive plays. The Wildcats' balanced offensive approach has found perfect rhythm behind Watkins' steady leadership, providing multiple ways to attack defenses in the postseason.

Villanova travels to South Dakota State for a compelling second-round matchup that features two programs with extensive playoff history. The Wildcats' momentum and confidence from their opening-round dominance give them legitimate upset potential, though the Jackrabbits' home-field advantage and championship pedigree make them substantial favorites. This high-stakes showdown pits two physical, fundamentally sound programs against each other, with the winner advancing to a quarterfinal matchup against either Idaho or Southeast Missouri.

15. Stony Brook Seawolves (10-3) [Previous: 20]

Stony Brook continued its remarkable season with a hard-fought 28-24 victory over UT Martin in the opening round, securing the program's first playoff win since 2017. The Seawolves demonstrated impressive resilience throughout the contest, overcoming a fourth-quarter deficit with a 75-yard touchdown drive in the final minutes. Quarterback Tyler Ridder delivered in the clutch, passing for 286 yards and three touchdowns while engineering the game-winning drive, connecting with Roland Dempster for the decisive 12-yard score with just 42 seconds remaining.

Head coach Chuck Priore's program continues to demonstrate remarkable poise in pressure situations, with their sixth victory in seven games positioning them as dangerous playoff opponents. Their defense generated two crucial turnovers against UT Martin, including an interception that sealed the victory in the final seconds. The Seawolves' balanced offensive approach has found perfect rhythm behind Ridder's steady leadership, providing multiple ways to attack defenses in the postseason.

Stony Brook travels to Montana State for a challenging second-round matchup against the tournament's third overall seed. The Seawolves' momentum and confidence from their dramatic opening-round victory give them upset potential, though the Bobcats' home-field advantage and championship pedigree make them substantial favorites. This compelling showdown pits one of the season's most surprising teams against an established championship contender, with the contrast in styles and experience creating a fascinating dynamic.

16. Montana State Bobcats (11-1) [Previous: 3]

Montana State maintained its position in our rankings during its first-round bye, benefiting from the additional preparation time before hosting Stony Brook in the second round. The Bobcats secured the third overall seed after claiming the Big Sky's automatic bid, establishing themselves as legitimate championship contenders despite their season-ending loss to Montana. Their physical running game and stifling defense have been their hallmarks throughout the season, with quarterback Tommy Mellott's dual-threat capabilities providing a dynamic element to their offense.

Head coach Brent Vigen's program enters the second round with an 11-1 record, their only defeat coming against rival Montana in the regular-season finale. Their impressive victories over UC Davis, Idaho, and Weber State showcase their ability to compete with the subdivision's elite programs. The Bobcats' championship pedigree from recent seasons provides valuable experience in postseason play, with their roster understanding the elevated intensity required for playoff success.

Montana State hosts Colonial Athletic Association at-large selection Stony Brook in the second round. The Seawolves advanced with a hard-fought 28-24 victory over UT Martin in the first round, showcasing their defensive prowess and clutch offensive execution. The Bobcats' championship experience and home-field advantage make them substantial favorites to advance to the quarterfinals, though Stony Brook's remarkable season-long resilience presents an intriguing challenge.

17. Southeast Missouri Redhawks (9-3) [Previous: Unranked]

Southeast Missouri maintained its position in our rankings during its first-round bye, benefiting from the additional preparation time before traveling to Idaho for their second-round matchup. The Redhawks secured the Big South-OVC's automatic bid after sharing the conference championship with UT Martin, establishing themselves as dangerous playoff opponents with their balanced offensive attack. Their scoring prowess has been their hallmark throughout the season, averaging 34.8 points per game while demonstrating remarkable efficiency in the red zone.

Head coach Tom Matukewicz's program enters the playoffs with a 9-3 record, their only defeats coming against Kansas State (FBS), Lindenwood in a stunning upset, and Murray State early in the season. Their six-game winning streak to close the regular season showcases their ability to execute at a high level against quality opposition. The Redhawks' experience from previous playoff appearances provides valuable perspective as they seek to advance beyond the second round for the first time in program history.

Southeast Missouri travels to Idaho for a compelling second-round matchup that features contrasting styles. The Redhawks' offensive firepower will be tested against the Vandals' physical defense that allows just 19.7 points per game. SEMO's balanced approach and experience in pressure situations give them legitimate upset potential, though Idaho's home-field advantage makes them favorites to advance to the quarterfinals.

18. Mercer Bears (9-4) [Previous: 11]

Mercer suffered a disappointing conclusion to their otherwise impressive season, falling 42-17 to Montana in the opening round of the playoffs. The Bears struggled to establish offensive consistency against the Grizzlies' stingy defense, generating just 265 total yards while converting only 4-of-14 third-down opportunities. Despite securing the Southern Conference's automatic bid, Mercer's concerning late-season slide continued, with their third loss in their final four games raising questions about their execution against elite competition.

Head coach Mike Jacobs' program demonstrated concerning vulnerabilities in their playoff debut, failing to build on their impressive midseason form that secured the conference championship. Their defense, which had been the team's strength throughout much of the season, surrendered 475 total yards to Montana while struggling to contain the Grizzlies' balanced attack. Offensively, the Bears were limited to their second-lowest point total of the season, raising questions about their execution in high-pressure situations.

Despite the disappointing playoff exit, Mercer's overall season represents significant progress for the program, securing just their second conference championship in the modern era. The Bears' balanced approach and defensive prowess during their 8-1 midseason stretch demonstrated their potential, though addressing their late-season inconsistency will be crucial for future postseason success. With several key contributors returning in 2025, Mercer appears positioned to remain a factor in the Southern Conference race next season.

19. Northern Arizona Lumberjacks (8-4) [Previous: 25]

Northern Arizona suffered a heartbreaking conclusion to their otherwise remarkable season, falling 31-28 to Tarleton State in the opening round of the playoffs. The Lumberjacks' seven-game winning streak came to a dramatic end despite a furious fourth-quarter comeback attempt that fell just short. After falling behind 24-3, Northern Arizona rallied to within three points in the final minutes but couldn't complete the comeback after surrendering a crucial late touchdown to the Texans' potent offense.

Head coach Brian Wright's program demonstrated impressive resilience despite the defeat, nearly overcoming a 21-point deficit against a dangerous Tarleton State team. Quarterback Ty Pennington passed for 312 yards and three touchdowns in the losing effort, while the defense generated three second-half stops to fuel the comeback attempt. The loss represents a disappointing conclusion to Northern Arizona's remarkable in-season turnaround, which saw them rebound from a 2-4 start to secure a playoff berth.

Despite the opening-round exit, Northern Arizona's overall season represents significant progress for the program, with their seven-game winning streak showcasing their potential under Wright's leadership. The Lumberjacks' balanced approach and defensive improvement during their late-season surge demonstrated their capabilities, though addressing their slow starts will be crucial for future postseason success. With several key contributors returning in 2025, Northern Arizona appears positioned to remain a factor in the Big Sky race next season.

20. Illinois State Redbirds (8-4) [Previous: 13]

Illinois State suffered a heartbreaking conclusion to their otherwise impressive season, falling 24-21 to Eastern Kentucky on a last-second field goal in the opening round of the playoffs. The Redbirds' five-game winning streak came to a dramatic end despite a resilient performance that saw them lead for significant portions of the contest. Quarterback Tommy Rittenhouse passed for 245 yards and two touchdowns in the losing effort, while the defense generated multiple stops to maintain a narrow advantage until the Colonels' final drive.

Head coach Brock Spack's program demonstrated impressive resilience throughout the season, rebounding from early challenges to position themselves for a playoff berth. Their defense, which had been the team's strength throughout much of the year, surrendered a critical late drive that allowed Eastern Kentucky to move into field goal range in the final seconds. The loss represents a disappointing conclusion to Illinois State's late-season surge, which saw them secure a third-place finish in the challenging Missouri Valley Football Conference.

Despite the opening-round exit, Illinois State's overall season represents significant progress for the program, with their third-place MVFC finish showcasing their potential in college football's toughest FCS conference. The Redbirds' balanced approach and defensive excellence during their five-game winning streak demonstrated their capabilities, though executing in critical late-game situations will be crucial for future postseason success. With several key contributors returning in 2025, Illinois State appears positioned to remain a factor in the MVFC race next season.

Final Top 25 Spots

21. Duquesne Dukes (9-3) [Previous: 22]

Duquesne suffered a disappointing conclusion to their otherwise impressive season, falling 38-17 to Rhode Island in the opening round of the playoffs. The Dukes struggled to establish offensive consistency against the Rams' stingy defense, generating just 245 total yards while converting only 3-of-12 third-down opportunities. Despite securing the Northeast Conference's automatic bid with a perfect conference campaign, Duquesne's execution against higher-level competition raised questions about their preparedness for the postseason stage.

Head coach Jerry Schmitt's program demonstrated concerning vulnerabilities in their playoff debut, failing to build on their impressive regular-season form that secured the conference championship. Their defense, which had been effective throughout conference play, surrendered 452 total yards to Rhode Island while struggling to contain the Rams' balanced attack. Offensively, the Dukes were limited to their lowest point total since early October, raising questions about their execution against elite opposition.

Despite the disappointing playoff exit, Duquesne's overall season represents significant progress for the program, securing their first conference championship since 2018. The Dukes' balanced approach and defensive prowess during their eight-game winning streak demonstrated their potential, though addressing their execution against higher-caliber opponents will be crucial for future postseason success. With several key contributors returning in 2025, Duquesne appears positioned to remain a factor in the NEC race next season.

22. Jackson State Tigers (10-3) [Previous: 23]

Jackson State received a special exemption to participate in the FCS playoffs as SWAC runner-up after Florida A&M opted to participate in the Celebration Bowl, but the Tigers suffered a disappointing 34-17 defeat to Villanova in the opening round. JSU struggled to establish offensive consistency against the Wildcats' stingy defense, generating just 287 total yards while committing three costly turnovers. The defeat represented the SWAC's continued struggles in the FCS playoff format, with conference representatives now 0-8 all-time in the tournament.

Head coach T.C. Taylor's program demonstrated concerning vulnerabilities in their playoff debut, failing to build on their impressive regular-season form that saw them finish 10-2. Their defense, which had been the team's strength throughout the season, surrendered 412 total yards to Villanova while struggling to contain the Wildcats' balanced attack. Offensively, the Tigers were limited to their second-lowest point total of the season, raising questions about their execution against elite opposition from other conferences.

Despite the disappointing playoff exit, Jackson State's overall season represents continued excellence for the program, securing their third consecutive 10-win campaign. The Tigers' balanced approach and defensive prowess during their eight-game regular-season winning streak demonstrated their potential, though addressing their execution against non-conference opponents will be crucial for future postseason success. With several key contributors returning in 2025, Jackson State appears positioned to remain a factor in the SWAC race next season.

23. UT Martin Skyhawks (8-5) [Previous: 25]

UT Martin suffered a heartbreaking conclusion to their otherwise impressive season, falling 28-24 to Stony Brook in the opening round of the playoffs. The Skyhawks held a fourth-quarter lead before surrendering a 75-yard touchdown drive in the final minutes, with Stony Brook scoring the winning touchdown with just 42 seconds remaining. Quarterback Kinkead Dent passed for 287 yards and two touchdowns in the losing effort, while the defense generated multiple stops to maintain a narrow advantage until the Seawolves' final drive.

Head coach Jason Simpson's program demonstrated impressive resilience throughout the season, rebounding from early challenges to secure a share of the Big South-OVC championship. Their offense, which had been explosive throughout much of the year, generated 386 total yards against Stony Brook's typically stingy defense. The loss represents a disappointing conclusion to UT Martin's impressive campaign, which saw them emerge as one of the most balanced teams in the Big South-OVC Association.

Despite the opening-round exit, UT Martin's overall season represents significant progress for the program, with their conference co-championship showcasing their potential under Simpson's leadership. The Skyhawks' balanced approach and offensive firepower during their late-season surge demonstrated their capabilities, though executing in critical late-game situations will be crucial for future postseason success. With several key contributors returning in 2025, UT Martin appears positioned to remain a factor in the Big South-OVC race next season.

24. Delaware State Hornets (9-4) [Previous: 18]

Delaware State suffered a heartbreaking conclusion to their otherwise historic season, falling 35-31 to Abilene Christian in the opening round of the playoffs. The Hornets, who received a special exemption to participate in both the playoffs and Celebration Bowl as MEAC champions, demonstrated impressive offensive firepower throughout the contest, amassing 425 total yards while scoring on six of their nine possessions. Quarterback Marqui Adams delivered an outstanding performance in defeat, accounting for 312 yards of total offense and three touchdowns.

Head coach Lee Hull's program demonstrated remarkable competitiveness in their playoff debut, going toe-to-toe with UAC champion Abilene Christian for 60 minutes. Their balanced offensive attack created consistent problems for the Wildcats' defense, while their own defensive unit generated two crucial turnovers to maintain contact throughout the high-scoring affair. The narrow defeat showcased Delaware State's legitimacy on the national stage despite ultimately falling short in their first playoff appearance since the 1980s.

Despite the disappointing playoff exit, Delaware State's overall season represents historic progress for the program, securing their first MEAC championship since 2007. The Hornets still advance to the Celebration Bowl to face SWAC champion Florida A&M on December 14, with an opportunity to secure the HBCU national championship. Their balanced approach and offensive efficiency during their eight-game regular-season winning streak demonstrated their potential, establishing a foundation for sustained success under Hull's leadership.

25. Harvard Crimson (9-1) [Previous: 21]

Harvard maintains its position in our final rankings despite not participating in the FCS playoffs, with Ivy League policies preventing member institutions from postseason competition. The Crimson completed a remarkable season under first-year head coach Andrew Aurich, securing an outright Ivy League championship with a perfect 6-0 conference record. Their balanced offensive attack and stifling defense established them as one of the subdivision's most complete teams, with their only defeat coming against Holy Cross in the season opener.

Quarterback Charles DePrima emerged as one of the FCS's most efficient passers, accounting for 28 total touchdowns while orchestrating an offense that averaged 35.6 points per game. Defensively, the Crimson limited opponents to just 17.3 points per contest, generating consistent pressure while creating timely turnovers. Harvard's dominant performance throughout Ivy League play, including their season-ending victory over Yale in the 140th playing of "The Game," showcased their excellence despite their postseason absence.

Harvard's championship campaign represents a seamless transition following the legendary tenure of Tim Murphy, with Aurich immediately establishing a winning culture that maintained the program's tradition of excellence. With several key contributors returning in 2025, the Crimson appear positioned to remain atop the Ivy League hierarchy next season. Their inclusion in the final rankings acknowledges their legitimacy as one of the subdivision's top teams regardless of their playoff ineligibility.

Second Round Playoff Preview

The FCS playoffs enter their second round with eight compelling matchups that will determine the quarterfinalists in this year's championship tournament. The most anticipated contests include several intriguing stylistic contrasts, with Montana's physical, balanced approach challenging Incarnate Word's explosive offense, and Eastern Kentucky's momentum from their dramatic opening-round victory testing UC Davis's championship aspirations. The bracket's construction has created fascinating geographical diversity, with programs from eight different conferences remaining alive in the title chase.

Top-seeded North Dakota State hosts United Athletic Conference champion Abilene Christian in the Fargodome, with the Bison's championship pedigree and home-field advantage making them substantial favorites despite the Wildcats' impressive offensive firepower. Second-seeded South Dakota State welcomes Colonial Athletic Association at-large selection Villanova to Brookings, with the two-time defending national champions seeking to continue their quest for an unprecedented third consecutive title against an opponent with extensive playoff experience of their own.

The other second-round matchups feature compelling narratives, with Rhode Island traveling to Richmond for a rematch of their regular-season thriller, and Tarleton State taking their upset aspirations to South Dakota after their impressive opening-round victory at Northern Arizona. Southeast Missouri faces a challenging road test at Idaho, while Stony Brook's remarkable season continues with a daunting trip to Montana State. These eight contests will narrow the field to just eight championship contenders, with the quarterfinalists emerging to compete on December 7-8.

Conclusion

The FCS playoffs have opened with a thrilling first round featuring several dramatic finishes and signature performances from championship contenders. Montana's dominating victory over Mercer established the Grizzlies as legitimate title threats, while Tarleton State's upset triumph at Northern Arizona introduced an unexpected element to the bracket. Eastern Kentucky's last-second field goal to defeat Illinois State provided perhaps the most dramatic moment of the opening weekend, with the Colonels' resilience earning them a second-round opportunity at UC Davis.

As the second round approaches, the championship picture has begun to clarify, with North Dakota State, South Dakota State, Montana State, and UC Davis establishing themselves as the clear favorites. However, dangerous challengers like Montana, Tarleton State, and Rhode Island have demonstrated the potential to create additional bracket chaos in the rounds ahead. The Missouri Valley Football Conference and Big Sky Conference have reaffirmed their status as the subdivision's premier leagues, though the Colonial Athletic Association's three remaining representatives showcase that conference's impressive depth.

The path to Frisco, Texas for the national championship game on January 5 now features sixteen legitimate contenders, each with compelling arguments for their championship aspirations. The expanded 24-team format has created additional opportunities for programs to showcase their talents on the national stage, with Abilene Christian, Eastern Kentucky, and Tarleton State making significant statements in their playoff debuts. With the quarterfinals looming just one week away, the intensity continues to build toward crowning the 2024 FCS national champion.