Week 3 FCS Football Top 25: Championship Statements Define the Season's Direction

The third week of the 2025 FCS season delivered championship-defining performances that established clear tiers among title contenders while producing one of the most dramatic finishes in recent memory. No. 5 Montana's thrilling 24-23 comeback victory over No. 16 North Dakota at Washington-Grizzly Stadium provided the signature moment of the weekend, as quarterback Keali'i Ah Yat threw a 28-yard touchdown pass to Brooks Davis with 1:35 remaining to complete a comeback from a 23-14 fourth-quarter deficit. Meanwhile, North Dakota State continued their championship dominance with a 41-14 victory over Southeast Missouri State that showcased the program's 200th home victory in the Fargodome era, with quarterback Cole Payton throwing for a school-record 348 yards and four touchdowns. Tarleton State extended their perfect season with a devastating 56-10 road victory over Central Arkansas, becoming one of only two undefeated teams remaining in all of college football alongside Iowa State.

Tennessee Tech delivered the weekend's most explosive offensive performance, demolishing Davidson 72-14 to extend the nation's longest FCS winning streak to eight games while scoring the most points in program history since 1928. The Golden Eagles' dominant display earned them consideration among the championship elite, while Presbyterian College continued their remarkable fairy tale with a convincing 42-14 victory over Erskine to improve to 3-0 for the first time in 20 years. However, several ranked programs suffered significant setbacks that could derail their championship aspirations, with No. 11 Villanova absorbing a crushing 52-6 defeat to No. 2 Penn State and No. 13 Abilene Christian falling 42-21 to TCU in disappointing FBS performances.

Conference play began to intensify across multiple leagues, with the Missouri Valley Football Conference and Big Sky Conference establishing early hierarchies through quality non-conference victories. Illinois State bounced back with a solid 42-30 victory over Eastern Illinois in the Mid-America Classic, demonstrating the championship resilience necessary for success in the brutal MVFC. The week's results created clear separation between legitimate championship contenders and pretenders, setting the stage for an increasingly competitive race toward the playoff field.

Looking ahead to Week 4, championship hopefuls face crucial tests as conference schedules intensify while several programs seek to recover from disappointing setbacks. The expanded 12-game regular season provides opportunities for redemption, but multiple losses could eliminate championship dreams for programs unable to maintain consistency against quality competition.

The Elite Tier: Championship Favorites (Teams 1-5)

1. North Dakota State Bison (3-0) [Previous: 1]

The defending national champions delivered another championship statement with a dominant 41-14 victory over Southeast Missouri State at the Fargodome, celebrating their 200th home victory since opening the venue in 1993. Senior quarterback Cole Payton etched his name in program history by throwing for 348 yards, the third-most in school history, while completing 16 of 23 passes with four first-half touchdowns. All-America receiver Bryce Lance provided the signature moment with a spectacular 75-yard touchdown reception, catching a short pass and using a block from Logan Conklin to outrun the defense for a score that broke a 7-7 tie. Running back Barika Kpeenu led all rushers with 84 yards on 14 carries, while the offensive line controlled the line of scrimmage throughout the contest.

Defensively, the Bison allowed just 217 total yards while recording four sacks and eight tackles for loss in a suffocating performance that held SEMO to negative rushing yards in the first half. Linebacker Nathaniel Staehling made seven tackles to lead the defense, while Donovan Woolen contributed six tackles including two for loss and one of the four sacks. The defense forced multiple turnovers, including Jaquise Alexander's second career interception, demonstrating the opportunistic play that defines championship teams.

Head coach Tim Polasek's championship system continues operating at peak efficiency as the Bison prepare for their upcoming bye week before opening Missouri Valley Football Conference play against South Dakota on September 27. Their championship path remains the clearest in the FCS, with this veteran core executing at championship levels while building momentum toward another deep playoff run. The 200th Fargodome victory represents another milestone in the program's championship legacy while reinforcing their status as the undisputed championship favorite.

2. South Dakota State Jackrabbits (3-0) [Previous: 2]

The Jackrabbits continued their championship momentum with a solid 37-21 victory over Drake, demonstrating the balanced attack and opportunistic defense that established them as legitimate title contenders. The victory extends SDSU's perfect season while providing valuable preparation for the challenging Missouri Valley Football Conference schedule ahead. Head coach Dan Jackson's system continues producing championship-level results, as the Jackrabbits controlled possession and field position throughout most of the contest against a quality Drake opponent that had shown early-season promise.

The defensive performance was particularly encouraging, as South Dakota State held Drake's explosive offense well below their season averages while generating key turnovers that led to scoring opportunities. The Jackrabbits' ability to control games through superior execution in crucial situations demonstrates the championship maturity that separates elite programs from pretenders. Their veteran leadership continues providing stability while newcomers integrate seamlessly into the program's winning culture.

This victory provides valuable momentum as South Dakota State prepares for their upcoming bye week before diving into the brutal MVFC schedule that will ultimately determine their championship positioning. Their championship window remains wide open with this experienced roster and Jackson's proven ability to prepare his team for big games. The Jackrabbits' championship credentials continue strengthening with each quality victory, positioning them favorably for another deep playoff run while maintaining their status among the championship elite.

3. Tarleton State Texans (4-0) [Previous: 3]

The Texans became one of only two undefeated teams remaining in all of college football with a devastating 56-10 road victory over Central Arkansas in their United Athletic Conference opener. Senior quarterback Victor Gabalis threw three touchdown passes while completing 9 of 14 attempts for 171 yards, throwing just two passes in the second half as the Texans built a commanding 42-7 halftime lead. Running back Caleb Lewis scored three rushing touchdowns while gaining 60 yards on 20 carries, providing the physical presence that allowed Tarleton State to control the game's tempo. The Texans scored a defensive touchdown on the first snap of the game when AJ Owens recovered a fumble in the end zone, setting the tone for a dominant performance.

Head coach Todd Whitten's championship system reached new heights as the Texans improved to 4-0 against Central Arkansas all-time while extending their perfect start to the season. The defense forced four turnovers on downs while allowing just one touchdown against fellow FCS competition, demonstrating the championship-level execution that has defined their remarkable rise. Tre Page III contributed 82 rushing yards on 18 carries to lead the ground attack, while the offensive line controlled the line of scrimmage throughout the contest.

This dominant victory validates Tarleton State's rapid ascent to championship contention while building on their historic upset of Army three weeks ago. Their championship credentials now include signature victories over FBS competition and dominant performances against overmatched opponents, demonstrating the versatility necessary for sustained success. The Texans face Chattanooga in their home opener next Saturday, where they must prove their championship potential against increasingly challenging competition while maintaining their perfect record.

4. Montana State Bobcats (2-1) [Previous: 4]

The Bobcats bounced back from their disappointing double-overtime loss to South Dakota State with a solid 41-7 victory over San Diego, demonstrating the championship resilience necessary for sustained success in the competitive Big Sky Conference. The victory provides crucial momentum as Montana State seeks to salvage their championship aspirations after the early-season setback that dropped them from the undefeated ranks. Head coach Brent Vigen's system showed improved execution while avoiding the costly mistakes that plagued them in their previous contest.

The offensive performance was particularly encouraging, as Montana State established their ground game while quarterback Tommy Mellott managed the contest efficiently without costly turnovers. Preseason Big Sky MVP Adam Jones provided consistent production while the offensive line controlled the line of scrimmage against San Diego's defensive front. The defense limited San Diego to minimal offensive production while generating key stops that allowed the offense to build a commanding lead.

Montana State's championship window remains open despite their early stumble, as this experienced roster and proven coaching staff possess the talent necessary for deep playoff runs. Their championship aspirations depend on continued improvement while navigating the brutal Big Sky Conference schedule that features multiple ranked opponents. Saturday's home game against Mercyhurst offers another opportunity to build momentum before facing the challenging conference battles that will ultimately determine their championship positioning.

5. Montana Grizzlies (2-0) [Previous: 6]

The Grizzlies delivered the weekend's most thrilling championship performance, stunning No. 16 North Dakota 24-23 in a comeback victory that showcased the heart and determination that defines championship teams. Sophomore quarterback Keali'i Ah Yat threw for 300 yards and two touchdowns while demonstrating remarkable poise throughout a contest that featured multiple momentum swings. The championship moment came when Ah Yat connected with Brooks Davis for a 28-yard touchdown pass with 1:35 remaining, capping a dramatic seven-play, 67-yard drive that consumed just over a minute. Davis finished with five receptions for 98 yards and two touchdowns, including the game-winner that silenced a nearly 30,000-strong crowd at Washington-Grizzly Stadium.

The victory demonstrated Montana's championship character as they overcame significant adversity, including North Dakota's 460-368 advantage in total offense and superior performance in multiple statistical categories. Head coach Bobby Hauck's championship experience proved invaluable as the Grizzlies executed crucial plays in the game's decisive moments. Kicker Ty Morrison contributed a crucial 42-yard field goal with 4:23 remaining that brought Montana within 23-17, setting up the dramatic finish that elevated the program's championship credentials.

This signature victory establishes Montana among the championship contenders while providing valuable confidence for their challenging Big Sky Conference schedule ahead. Their championship window remains wide open with Ah Yat's continued development and the veteran leadership that has maintained the program's competitive standards. The Grizzlies' ability to win crucial games against quality competition demonstrates the championship potential that could carry them to deep playoff runs throughout the expanded postseason format.

Championship Contenders (Teams 6-10)

6. Rhode Island Rams (3-0) [Previous: 7]

The defending CAA Football co-champions continued their championship defense with a narrow 9-7 victory over Holy Cross, demonstrating the defensive prowess and championship resilience that made them surprise contenders last season. The low-scoring affair showcased Rhode Island's ability to win ugly games through superior execution in crucial situations, a trait that separates championship contenders from pretenders in the competitive CAA Football. The Rams controlled possession and field position throughout most of the contest while limiting Holy Cross to minimal offensive production.

Head coach Jim Fleming's championship system continues producing results as Rhode Island builds on their breakthrough 2024 campaign with consistent performances against quality opposition. The defense provided multiple key stops while generating enough pressure to disrupt Holy Cross's offensive rhythm throughout the contest. Their veteran leadership core maintains the intensity and focus necessary for sustained championship success while integrating newcomers into the program's winning culture.

This victory provides momentum as Rhode Island prepares for their challenging CAA Football schedule, where their championship aspirations will be tested against multiple ranked opponents. Their playoff credentials continue strengthening through strategic victories and consistent execution against conference competition. The Rams' championship window remains open with this experienced roster and proven coaching continuity, positioning them favorably for another deep playoff run while defending their co-championship status.

7. Illinois State Redbirds (2-1) [Previous: 7]

The Redbirds delivered an impressive 42-30 victory over Eastern Illinois in the 113th Mid-America Classic, showcasing the offensive firepower and championship resilience that has defined the program under head coach Brock Spack. Senior quarterback Tommy Rittenhouse threw for 299 yards and three touchdowns while effectively managing the game throughout a contest that featured explosive plays from both teams. All-America running back Wenkers Wright scored three rushing touchdowns while gaining 94 yards, providing the physical presence that allowed Illinois State to control crucial situations. Receiver Luke Mailander caught five passes for 109 yards and a touchdown, demonstrating the reliable target that anchors the Redbirds' passing attack.

The victory was particularly impressive given Eastern Illinois's explosive offensive performance, as freshman quarterback Connor Wolf threw for 411 yards and four touchdowns in his first career start. However, the Redbirds' championship experience showed as they controlled the game's tempo while executing their game plan efficiently. Linebacker Tye Niekamp led the defense with 14 tackles, while Jack Dwyer and Shadwel Nkuba II each contributed interceptions that provided crucial momentum shifts.

This solid victory provides valuable confidence as Illinois State prepares for their brutal Missouri Valley Football Conference schedule, where their championship aspirations will be tested against multiple ranked opponents. Their championship credentials remain strong despite the early-season setback, with this veteran core and proven coaching continuity positioning them favorably for sustained success. The Redbirds' championship window depends on maintaining this level of execution while navigating the challenging MVFC gauntlet that will determine their playoff positioning.

8. Idaho Vandals (2-1) [Previous: 8]

The Vandals continued their solid start with a 20-6 victory over Utah Tech, demonstrating the defensive consistency and championship potential that has made them competitive in the Big Sky Conference under head coach Jason Eck. The victory provides valuable momentum as Idaho builds toward consistent championship contention while proving their early-season competitiveness against quality opposition. The defense controlled Utah Tech's offensive attack throughout the contest while generating key stops that allowed the offense to build a comfortable lead.

Eck's championship development continues as the Vandals establish themselves among the Big Sky's competitive programs through strategic game planning and superior execution. The program's recent competitiveness against FBS opposition demonstrates their readiness for championship battles against conference opponents. Their veteran leadership provides stability while maintaining the competitive standards necessary for sustained success.

This victory positions Idaho favorably for their challenging Big Sky Conference schedule, where their championship aspirations will be tested against multiple ranked opponents including Montana State and Montana. Their playoff credentials continue building through consistent performance and strategic victories against quality competition. The Vandals' championship window remains open with continued development and execution against conference opponents.

9. Lehigh Mountain Hawks (3-0) [Previous: 9]

The Mountain Hawks continued their impressive start with a solid 35-21 victory over Duquesne, building on their stunning season-opening victory over Richmond while establishing themselves as the clear Patriot League favorite. The offensive performance showed improved consistency from previous weeks, with better balance between running and passing attacks that kept Duquesne's defense off balance throughout the contest. The defense provided key stops while limiting Duquesne to manageable offensive production in crucial situations.

Head coach Tom Gilmore's championship blueprint continues producing results as Lehigh builds championship momentum through quality victories against respected opponents. The Mountain Hawks' ability to defeat different types of opponents demonstrates the versatility necessary for championship runs, while their veteran leadership maintains the program's competitive standards. Their early-season success validates the program's continued growth under Gilmore's proven leadership.

This victory provides momentum as Lehigh prepares for their challenging Patriot League schedule, where their championship aspirations will be tested against quality conference opponents. Their playoff credentials continue strengthening with each victory, positioning them favorably for deep postseason runs. Saturday's road test at Princeton offers another opportunity to build championship momentum while proving their credentials against Ivy League competition.

10. Tennessee Tech Golden Eagles (3-0) [Previous: 14]

The Golden Eagles delivered the weekend's most explosive performance, demolishing Davidson 72-14 to extend the nation's longest FCS winning streak to eight games while scoring the most points in program history since 1928. Quarterback Kekoa Visperas threw for three touchdowns and ran for two more while completing 23 of 32 passes for 246 yards without an interception. Running back Quintell Quinn contributed 122 yards rushing and two touchdowns on just nine carries, averaging an explosive 13.6 yards per carry. The Golden Eagles scored touchdowns on their opening four drives while building a commanding 45-point halftime lead that allowed them to rest key players.

Head coach Bobby Wilder's championship system reached new heights as Tennessee Tech started 3-0 for the first time since 1977, matching a team that finished 10-2 and represented the best record in program history. The Golden Eagles combined for 308 rushing yards and six touchdowns while dominating every statistical category. Defensive back Theron Gaines provided the exclamation point with a 60-yard interception return for touchdown with one second remaining in the first half.

This dominant victory establishes Tennessee Tech among the championship contenders while validating their transition to the Southern Conference. Their championship credentials now include the nation's longest winning streak and explosive offensive capability that makes them dangerous against any opponent. The Golden Eagles' championship window continues expanding as they prove their transition was well-planned and properly executed, positioning them favorably for sustained success throughout conference play.

Playoff Contenders (Teams 11-17)

11. Presbyterian Blue Hose (3-0) [Previous: 11]

The Blue Hose continued their remarkable championship fairy tale with a convincing 42-14 victory over Erskine in their home opener, extending their winning streak to seven games while matching North Dakota State for the second-longest active streak in college football. Redshirt sophomore quarterback Collin Hurst threw for 350 yards and three touchdowns while completing 71% of his passes, including seven completions of at least 20 yards. Receivers Cincere Gill and Nathan Levicki combined for seven catches, 204 yards, and four touchdowns as Presbyterian scored 35 first-half points for the third time since 2024. The Blue Hose achieved a program record by winning their sixth consecutive home opener, surpassing a mark that had stood since 1964-68.

Head coach Steve Englehart's championship development reached new heights as Presbyterian improved to 3-0 for the first time in 20 years and for the first time since joining Division I. The Blue Hose generated 28 first downs while outgaining Erskine by 353 yards, demonstrating the offensive firepower that has made them the most improbable story in college football. Defensive back Zeb Stroup contributed his third career interception while the defense held Erskine to a 2-of-11 performance on third downs.

Presbyterian's championship credentials continue growing with each victory, proving that championships can be won through superior preparation and execution regardless of scholarship limitations. Their playoff aspirations face another test against Bluefield in their second consecutive home game, where they must prove their early success represents sustainable championship potential. The Blue Hose have already exceeded all expectations while inspiring programs nationwide that championships remain achievable through strategic development and heart.

12. Northern Arizona Lumberjacks (2-1) [Previous: 16]

The Lumberjacks delivered an impressive 52-49 victory over Southern Utah in a high-scoring affair that showcased their championship potential in the competitive Big Sky Conference. The victory provides valuable momentum as Northern Arizona seeks to establish consistent competitiveness among the league's ranked opponents while building playoff resume strength. The offensive performance demonstrated improved execution from earlier contests, with better balance and explosive playmaking throughout the contest.

Head coach Jerome Souers' program continues developing championship credentials through strategic victories against quality competition. The Lumberjacks' ability to win crucial games demonstrates the growth necessary for sustained success in the challenging Big Sky Conference. Their championship window remains open with continued improvement and strategic development throughout the conference schedule.

This victory positions Northern Arizona favorably for their challenging Big Sky schedule, where their championship aspirations will be tested against multiple ranked opponents. Their playoff credentials continue building through quality victories and consistent performance. The Lumberjacks face an important test at Cal Poly next Saturday, where they must prove their championship potential against quality competition.

13. Jackson State Tigers (2-1) [Previous: 18]

The Tigers bounced back from their disappointing FBS loss with a dominant 30-0 shutout victory over Tuskegee, demonstrating the championship character necessary for sustained success in the SWAC. The defensive performance was particularly impressive, as Jackson State recorded their first shutout victory while completely controlling Tuskegee's offensive attack. The victory provides crucial momentum as the Tigers seek to maintain their status as SWAC championship favorites while building confidence for conference competition.

Head coach T.C. Taylor's championship system showed improved execution as Jackson State responded positively to adversity while maintaining the intensity necessary for championship runs. The Tigers' ability to dominate lesser competition while bouncing back from setbacks demonstrates the championship resilience that separates elite programs from pretenders. Their veteran leadership provided stability throughout the contest while integrating newcomers into the program's winning culture.

This solid victory provides momentum as Jackson State prepares for their challenging SWAC schedule, where they'll seek to repeat as conference champions while earning another Celebration Bowl berth. Their championship credentials remain strong with this veteran core and proven coaching staff. The Tigers' championship window remains open with proper execution and strategic victories throughout conference play.

14. Austin Peay Governors (2-1) [Previous: 21]

The Governors delivered another impressive performance with a commanding 56-7 victory over Morehead State, building on their historic upset of Middle Tennessee State while establishing themselves as legitimate championship contenders. The lopsided margin demonstrates Austin Peay's ability to dominate overmatched competition while maintaining the intensity necessary for championship runs. The offensive performance showed excellent balance and execution, while the defense controlled Morehead State's attack throughout the contest.

Head coach Jeff Faris's championship development continues as Austin Peay builds on their breakthrough performance with consistent execution against quality opponents. The Governors' ability to maintain high performance standards while integrating their historic FBS victory demonstrates the championship character that separates sustainable programs from one-hit wonders. Their veteran leadership provides foundation for continued championship aspirations.

This victory provides momentum as Austin Peay prepares for their challenging schedule, where their championship aspirations will be tested against increasingly difficult competition. Their playoff credentials receive validation from consecutive quality victories while building confidence for future challenges. The Governors' championship window continues expanding with proper development and strategic victories.

15. Lamar Cardinals (2-1) [Previous: 25]

The Cardinals delivered a solid 31-7 victory over Texas Southern, demonstrating improved consistency while building championship momentum in the Southland Conference. The victory provides valuable confidence as Lamar seeks to establish themselves among the conference's competitive programs through strategic development and superior execution. The defensive performance was particularly encouraging, limiting Texas Southern to minimal offensive production while generating key stops.

Head coach Blane Morgan's championship system continues developing as the Cardinals build toward sustained competitiveness in the Southland Conference. Their ability to control games against conference opponents demonstrates the growth necessary for championship aspirations. The program's continued development positions them favorably for increased competitiveness throughout the challenging conference schedule.

This victory establishes Lamar among the playoff contenders while providing momentum for their challenging Southland schedule ahead. Their championship credentials continue building through consistent performance and strategic victories. The Cardinals face important tests throughout conference play that will determine their ultimate championship positioning.

16. Southern Illinois Salukis (2-1) [Previous: 20]

The Salukis continued their solid start with a convincing 37-10 victory over UT Martin, demonstrating improved consistency under head coach Nick Hill while building momentum for their challenging MVFC schedule. The victory provides crucial confidence as Southern Illinois seeks to establish competitive consistency in the brutal Missouri Valley Football Conference. The offensive performance showed good balance and execution, while the defense controlled UT Martin's attack throughout the contest.

Hill's championship development continues as the Salukis prove their ability to dominate lesser competition while preparing for the challenging conference battles ahead. Their championship window depends on continued improvement and strategic victories against MVFC opponents. The program's steady growth under Hill's leadership positions them favorably for increased competitiveness.

This victory provides momentum as Southern Illinois prepares for their brutal MVFC schedule, where their championship aspirations will be tested against multiple ranked opponents. Their playoff credentials continue building through consistent performance while avoiding costly setbacks. The Salukis face crucial tests throughout conference play that will determine their championship positioning.

17. North Dakota Fighting Hawks (1-2) [Previous: 13]

The Fighting Hawks suffered a heartbreaking 24-23 loss to Montana at Washington-Grizzly Stadium, falling just short despite controlling multiple statistical categories throughout the contest. North Dakota outgained Montana 460-368 in total offense while recording 19 first downs compared to Montana's 18, but crucial red zone failures proved costly in the narrow defeat. Quarterback Jerry Kaminski contributed 85 rushing yards while demonstrating mobility that kept drives alive, though the Hawks managed just 3.4 points per red zone trip.

The performance demonstrated North Dakota's ability to compete with ranked opponents while highlighting execution issues that prevent championship breakthrough. Head coach Bubba Schweigert's program showed championship potential through superior statistical performance, but crucial mistakes in scoring position prevented victory against quality opposition. The Hawks' ability to control games statistically while struggling in crucial moments demonstrates areas needing improvement for championship success.

Despite the disappointing result, North Dakota's competitive performance against ranked competition validates their championship potential while providing valuable experience. Their playoff aspirations depend on bouncing back quickly while avoiding further setbacks throughout the challenging MVFC schedule. The Fighting Hawks retain championship potential with continued development and improved red zone execution.

Final Top 25 Spots (Teams 18-25)

18. Monmouth Hawks (2-1) [Previous: 19]

The Hawks suffered a disappointing 42-35 loss to Charlotte despite an impressive offensive performance from All-America quarterback Derek Robertson. Robertson threw for 410 yards and four touchdowns while completing 36 of 49 passes, demonstrating the elite playmaking ability that makes Monmouth dangerous against any opponent. The loss raises questions about defensive consistency while highlighting the explosive offensive potential that defines the Hawks' championship aspirations.

Head coach Kevin Callahan's championship system continues producing offensive fireworks while struggling with defensive execution against quality competition. The Hawks' ability to move the ball consistently demonstrates their championship potential, but defensive improvements remain crucial for sustained success. Their championship window depends on addressing defensive issues while maintaining offensive consistency.

This setback provides valuable lessons as Monmouth prepares for their challenging CAA Football schedule, where defensive improvement becomes essential for championship aspirations. Their playoff credentials need strengthening through strategic victories and improved consistency. The Hawks face crucial tests throughout conference play that will determine their ultimate positioning.

19. Villanova Wildcats (1-1) [Previous: 10]

The Wildcats suffered a crushing 52-6 defeat to No. 2 Penn State that exposed significant talent gaps while providing valuable experience against elite FBS competition. Despite the lopsided margin, Villanova showed early competitiveness before Penn State's superior depth and athleticism took control. Quarterback Pat McQuaide appeared injured early, forcing the Wildcats to juggle quarterbacks throughout the contest while facing consistent pressure from Penn State's experienced defensive front.

The defeat represents a sobering reality check for head coach Mark Ferrante's program as they prepare for their final CAA Football season. The Wildcats managed just 179 total yards while struggling to generate consistent offensive production against Penn State's championship-caliber defense. However, the program's championship experience and veteran leadership provide foundation for recovery throughout their challenging conference schedule.

Villanova's championship window remains open despite this disappointing setback, as their experienced roster and proven coaching staff possess the talent necessary for playoff runs. Their championship aspirations depend on bouncing back quickly while proving their credentials against CAA Football competition. The Wildcats face crucial tests throughout their farewell conference season that will determine their playoff positioning.

20. Sacramento State Hornets (1-2) [Previous: 19]

The Hornets bounced back from their disappointing start with an impressive 49-28 victory over Mercyhurst, demonstrating the offensive firepower that attracted significant preseason attention. Head coach Brennan Marion's innovative "Go-Go" offense showed marked improvement from earlier struggles, generating explosive plays while building a commanding lead. The victory provides crucial momentum as Sacramento State seeks to salvage their championship aspirations after the slow start.

Marion's championship system showed signs of recovery as the Hornets executed their high-powered schemes while avoiding the costly mistakes that plagued earlier contests. The transfer-heavy roster continues developing chemistry while learning Marion's complex offensive concepts. Their championship window remains open with continued improvement and strategic victories throughout the Big Sky Conference schedule.

This victory provides valuable confidence as Sacramento State prepares for their challenging Big Sky schedule, where their championship aspirations will be tested against multiple ranked opponents. Their playoff credentials need continued strengthening through consistent performance and strategic victories. The Hornets face important tests throughout conference play that will determine their championship positioning.

21. West Georgia Wolves (2-1) [Previous: NR]

The Wolves earned their first top-25 ranking with an impressive 35-31 victory over ETSU, demonstrating the championship potential that has made them competitive in the United Athletic Conference. The narrow victory showcases West Georgia's ability to win crucial games while building momentum for their challenging conference schedule. The performance validates their early-season development while establishing them among the UAC's championship contenders.

Head coach Will Hall's championship system continues producing results as West Georgia builds toward sustained competitiveness in their new conference environment. The Wolves' ability to win close games demonstrates the championship character necessary for sustained success. Their veteran leadership provides stability while maintaining competitive standards throughout challenging contests.

This victory establishes West Georgia among the playoff contenders while providing momentum for their challenging UAC schedule ahead. Their championship credentials continue building through strategic victories and consistent performance. The Wolves face important tests throughout conference play that will determine their ultimate championship positioning.

22. Harvard Crimson (0-0) [Previous: NR]

The Crimson used their bye week to prepare for what promises to be one of the most challenging Ivy League seasons in recent memory, focusing on the championship aspirations that have defined the program under head coach Tim Murphy. The extended preparation time allows Harvard to evaluate early-season performances across the FCS while fine-tuning their systems for competitive Ivy League play. Their veteran leadership and proven coaching staff position them favorably for championship contention.

Harvard's championship pedigree and recruiting advantages create significant expectations for sustained excellence throughout the Ivy League schedule. The program's rich championship tradition establishes standards for competitive performance while attracting quality talent. Their championship window remains open with proper development and strategic execution throughout league play.

The Crimson open their season this Saturday against Merrimack in what should provide valuable momentum before facing the challenging Ivy League gauntlet. Their championship credentials need validation through quality victories and consistent performance against conference competition. Harvard faces crucial tests throughout the season that will determine their championship positioning.

23. New Hampshire Wildcats (2-1) [Previous: 22]

The Wildcats suffered a narrow 29-23 setback to Ball State that dampened their championship momentum while providing valuable experience against FBS competition. Despite the disappointing result, New Hampshire showed competitiveness throughout the contest while demonstrating the championship potential that has made them consistent CAA Football contenders. The narrow margin validates their early-season development while highlighting areas needing improvement.

Head coach Ricky Santos's championship experience provides valuable guidance as New Hampshire seeks to recover from this setback while maintaining their playoff aspirations. The Wildcats' ability to compete closely with FBS opponents demonstrates their championship potential, but consistency remains crucial for sustained success. Their veteran leadership must respond positively while building momentum for conference competition.

This setback provides valuable lessons as New Hampshire prepares for their challenging CAA Football schedule, where consistent execution becomes essential for championship aspirations. Their playoff credentials need strengthening through strategic victories and improved performance. The Wildcats face crucial tests throughout conference play that will determine their ultimate positioning.

24. Stony Brook Seawolves (2-1) [Previous: NR]

The Seawolves bounced back from their disappointing Week 2 setback with an impressive 41-18 victory over Fordham, demonstrating championship resilience while building momentum for their challenging CAA Football schedule. The victory showcases Stony Brook's ability to respond positively to adversity while maintaining the competitive standards that produced last year's breakthrough season. All-America running back Roland Dempster provided consistent production while the defense controlled Fordham's offensive attack.

Head coach Chuck Priore's championship development continues as the Seawolves prove their ability to bounce back from disappointing performances while maintaining championship aspirations. The program's breakthrough last season provides foundation for continued growth and competitive success. Their veteran leadership responded positively while integrating newcomers into the winning culture.

This victory provides momentum as Stony Brook prepares for their challenging CAA Football schedule, where their championship aspirations will be tested against multiple ranked opponents. Their playoff credentials continue building through consistent performance and strategic victories. The Seawolves face important tests throughout conference play that will determine their championship positioning.

25. UC Davis Aggies (BYE) [Previous: 10]

The Aggies used their bye week to prepare for what promises to be one of the most challenging Big Sky Conference seasons in recent memory, focusing on bouncing back from their disappointing Week 2 setback against Washington. Head coach Dan Hawkins' championship experience provides valuable preparation time for a roster that retains significant talent despite early struggles. The extended preparation allows UC Davis to address execution issues while fine-tuning their systems for conference competition.

The Aggies' championship potential remains intact despite their early disappointment, as this veteran roster possesses the talent necessary for sustained success in the competitive Big Sky Conference. Preseason MVP Rex Connors and the defensive core used the additional practice time to solidify schemes while building chemistry. Their championship window depends on rapid improvement and strategic victories throughout the challenging conference schedule.

UC Davis returns to action this Saturday against San Jose State in a crucial test that will determine their championship trajectory. Their playoff credentials need validation through quality victories and improved consistency. The Aggies face important challenges throughout the Big Sky schedule that will determine their ultimate positioning in the competitive conference race.

Looking Ahead

Week 3 delivered championship-defining moments that established clear tiers among title contenders while producing dramatic finishes that showcased the competitive parity throughout the FCS landscape. Montana's thrilling comeback victory over North Dakota provided the signature moment that demonstrated championship heart, while North Dakota State's continued dominance reinforced their status as the clear championship favorite. Tarleton State's perfect season and Tennessee Tech's explosive offensive performance validated their rapid rise to championship contention, while Presbyterian College's continued fairy tale inspired programs nationwide that championships remain achievable through superior preparation and execution.

The Missouri Valley Football Conference's early showing continues establishing the league as the premier championship conference in FCS football, with multiple teams proving their elite status through quality victories. North Dakota State and South Dakota State lead a conference that could place unprecedented numbers in the playoff field, while Illinois State's recovery demonstrates the depth that makes the MVFC so challenging. The Big Sky Conference faces early questions after several disappointing FBS performances, though Montana's dramatic victory and the league's competitive balance suggest multiple teams remain viable championship contenders.

Conference play intensifies across multiple leagues as programs begin establishing hierarchies through head-to-head competition, with early results suggesting unprecedented depth and competitive balance that could produce the most wide-open championship race in recent memory. The expanded 12-game regular season provides opportunities for recovery from early setbacks, but programs cannot afford multiple slip-ups in what continues developing into the most competitive championship chase in FCS history.

Week 4 features crucial championship tests as several top-25 matchups provide early playoff implications, while programs seeking to recover from disappointing defeats face must-win situations to maintain their championship aspirations. As defending champion North Dakota State continues their methodical approach to another title run, the early returns suggest this season could produce the most dramatic and competitive championship race in years, setting the stage for an unforgettable journey through January's title game in Frisco, Texas